Ross McMillan/Advantage Home Finance

Mortgage broker  18 Temple Locks Court, Glasgow, G13 1JS
Former estate agent helping and educating Home Buyers, Home Owners and Landlords across the UK. 🏡 Runner 🏃‍♂️👟
We can advise you on
Bad credit
Buy my next home
Buy to let
Buying first home
High loan to value
Next home / Remortgaging
Self-employed mortgages
Response rating
FCA authorised
Last authorised 27th June 2022
Meet our advisers
Mr Ross McMillan

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Ross was very helpful and went out his way to make you feel reassured. He was very patient and explained every step and option available to us. An all-round brilliant experience and would highly recommend!! Thank you!
Lucy, Glasgow
Very approachable and professional service provided! Was impressed with how much money we could save and how quickly our re-mortgage was put into place! Would highly recommend and will use again in the future!
Dom, Glasgow
Ross has been extremely helpful with our remortgage. He explained everything thoroughly and was there at the drop of a hat for any questions or advice we required. He provides a 6 ⭐ professional service alongside being really approachable and honest. I have already recommended Ross to friends and family. I will continue to use Ross in the future.
Lucy M, Glasgow
Ross took all the stress out buying my house. My situation was not the easiest. Ross was recommended by a work colleague and things got easier from there. From our first conversation I was put at ease. Ross dealt with things in a simple manner and always came back promptly with information. He took any amount of time to give and explain all my options. Nothing ever seemed to be any trouble. My mortgage was ready for the deadline I had that looked doubtful at times. There is not many people I would give 5 stars to or recommend but Ross went above and beyond to make sure I was kept informed and as stress free as buying a property could be
Frank, Edinburgh
I would definitely recommend Ross for any mortgage help! My mortgage deal was coming to an end and after just having a baby, remortgaging was the last thing on my mind. Ross did all the hard work and provided the best deals which also suited our situation and plans for going forward. It was all very easy and quick to sort and Ross was very friendly and personal as always! In the past I would have researched mortgage deals and arranged the switch myself but now I will be continuing to contact Ross for his service and advice.
Lauren, Glasgow
Had a stress free experience with Ross at buying our first home. He provided accurate information and was responsive to our questions at every stage of the process. Highly recommend Ross as he has loads of experience you can rely on.
Alex, Glasgow
Ross was incredibly helpful and responsive, outlining my options along the way and ready to answer my many questions throughout the process. Happy to recommend his services to anyone!
Jason, Glasgow
Ross was extremely helpful, providing advice and support with our mortgage renewal. He was able to find a low rate within a short space of time which we were delighted to accept. Would highly recommend and use Ross again in future.
David, Bishopbriggs
Ross was fantastic from the start, he couldn't do enough for us and in the end found a great deal tailored to us and under budget! He was very accommodating doing everything out of normal working hours which was fantastic for my busy work and young family life. Do not know why anyone would go anywhere else for mortgage advice !
Jamie, Lanark
Ross made my mortgage application completely painless, super easy to deal with and always friendly and relaxed - I can’t recommend him enough.
Poppy, Glasgow
Ross has been so helpful and informative! He has kept me up to date through every step of the process and has taken all the stress away from trying to get a mortgage myself ! Would highly recommend.
Lucy G, Killearn
Highly recommended. Ross was easy to talk to, always readily available and very patient with our many questions. More importantly, he found us the right mortgage quickly and without fuss. Would use again.
Kieran, Kilmarnock
Ross was extremely helpful from our first chat and consultation. We are first time buyers, buying a new build using a government scheme so we had a lot of initial queries and uncertainties. Ross put in a great deal of time and effort to answer our questions from day 1. We now have our gov funding approved, and a mortgage offer at rate we are delighted with that Ross helped us find. Excellent service.
Andrew, Coatbridge
Ross has been great, couldn’t recommend him enough! Such a nice guy with great advice and always replies to any queries so quickly
Louise, Glasgow
We had a great experience buying our family home and investment property with Ross!!! From initial consultation to completion his advice and support was professional, tailored to our circumstances and went beyond our expectations!!! We would definitely recommend Ross for all private and business mortgage enquiries!!!
Tatsiana, Glasgow
Ross helped my partner and I buy our first home. We were delighted by the service. Ross was so friendly and knowledgeable; I really trusted him throughout the process. He was always available and very efficient. I'm sure he has saved us so much money, worry and trouble. Thanks so much!
Alexis, Glasgow
Ross was an excellent mortgage adviser and was able to match me with a competitive mortgage despite my very specific/particular circumstances. Friendly, approachable and good at communicating. . Ross really persevered despite a difficult application process and managed to successfully match me with a mortgage that I'm happy with. He offered his expertise and also laid out a number of different of options that I really appreciated and went through them with me to help me understand better what might be the best match for my own circumstances. Would definitely recommend.
Iain, Glasgow
Ross went above and beyond to get us the best mortgage. Knows his stuff and would recommend him to anyone.
Stewart, Glasgow
Very helpful from start to finish. Would highly recommend.
Dylan, Glasgow
I would thoroughly recommend Ross. There were various hurdles to clear as my buy to let mortgage deal was ending abruptly. I fired my documentation to him in a hap hazard manner, he sorted it, often out of hours, showed me various options, deal done in a few days. I will definitely be using him again.
Colin, Glasgow
I would absolutely recommend Ross to anyone looking for an expert to assist with their mortgage. I was impressed with his expertise from our very first call and continued to be impressed by his knowledge, support and level of communication throughout the whole process. Our purchase was a bit unusual so I had done a lot of my own research and even spoke to a few different (underwhelming) advisors before finding Ross. He filled me with absolute confidence from the very beginning, got up to speed so quickly with our individual situation and pitched all of our conversations at the right level to make a potentially complicated process really easy to understand. He was friendly, communicative and always happy to answer any questions we had throughout the entire process. Our mortgage has now been completed, hassle-free, and I absolutely can’t speak highly enough of the service we received throughout.
Alison, Milngavie
I can't recommend Ross' services highly enough — throughout the entire application process Ross went the extra mile and was eternally patient presenting and explaining our options. Being self-employed I knew we could expect some challenges securing a mortgage, but Ross anticipated any potential hurdles and had a range of solutions that we simply couldn't find elsewhere. In addition, Ross has a depth of local, market knowledge and a network of professionals in related fields that we have called on to progress our fairly unique sale/purchase process. Ross is diligent and was always super quick to respond / react to any queries, we felt he was highly committed to us as clients and obtaining the best deal for us.
Nick, Glasgow
Ross was absolutely superb in guiding me through my whole re-mortgaging process. Great communication throughout and explained everything in full and in the end set me up with a great deal. Highly recommend!
Josh, Glasgow
I can’t recommend Ross highly enough. We had a challenging route to our new house purchase and Ross made the process easy to understand and paperwork straight forward. Ross is very approachable and knowledgeable in all aspects of the housing market
Helen, Kelvindale
Ross was on hand to help with all mortgage related questions, as well as some advice on property and had great connections. He overall made the experience of buying our home so smooth and efficient. We were well informed of each stage of the process.
Pat, Shawlands
Great experience as a first time buyer. Ross walked us through all the steps and set us up with a mortgage that we couldn't be happier with!
Jake, Dunfermline
Ross was on hand to help with all mortgage related questions, as well as some advice on property and had great connections. He overall made the experience of buying our home so smooth and efficient. We were well informed of each stage of the process.
Bianca, Glasgow
Ross made the whole process an absolute dream! Took all the stress out of getting our mortgage. Couldn't recommend him more!
Jake, Edinburgh
Really excellent experience with Ross, lots of changing circumstances in the last 24 months during our house hunt. Ross was always available to help reassess and re-evaluate our options and has got us a great mortgage option now we've had an offer accepted. Would highly recommend.
Stewart, Coatbridge
Ross has helped to make every step of the process easy to understand and at all times was able to give helpful advice and guidance. At every step we were kept informed and up to date with easy to understand explanations of our options and next steps. All being delivered in a friendly, professional and extremely helpful manner Thanks for all your help Ross!
Ross, Bearsden
Very good service by Ross, highly recommended.
Iain, Bridge Of Weir
Ross was super helpful and gave great guidance throughout the mortgage process. As two first time buyers we had a lot of questions which Ross was patient with and gave us the right help and support before, during and even after our mortgage was accepted. He has a great network of connections in the industry and even recommended our solicitor, who was equally as brilliant. If you’re a first time buyer and a bit unsure of the next steps i would definitely recommend Ross to guide you through.
Heather, Lanarkshire
About us

Mortgage Advisor who cares ❤

Our services

Renowned for my attention to detail, dogged determination and dedication to provide solutions for all my clients, I bring with me 15 years estate agency experience, am married with three children and – amongst other things – am a keen runner with several marathons under my belt...and accordingly always willing and able to go that extra mile for my clients!

Where to find us
Head office address: 18 Temple Locks Court, Anniesland, Glasgow, G13 1JS
Service coverage
Preferred clients
Minimum mortgage value
Advice methods
  • phoneButton
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    Online (Live chat, video, email)

Your home may be repossessed if you do not keep up repayments on your mortgage.

Advantage Home Finance is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading style of Advance Mortgage Funding Limited which is authorised and regulated by the Financial Conduct Authority (FCA Reg No. 305008) for mortgage and non-investment insurance advice. The Financial Conduct Authority does not regulate some forms of Buy to Let.

Response rating
FCA authorised
Last authorised 27th June 2022

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