South Coast Mortgage Services Ltd

Mortgage broker  59 The Avenue, Southampton, Hampshire, SO17 1XS
First meeting at adviser's own cost
Making mortgages & later-life lending simple across the South Coast. Offering appointments via phone, face to face and video.
We can advise you on
Bad credit
Buy my next home
Buy to let
Buying first home
Equity release
Flexible mortgages
High loan to value
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mr Gareth Davies

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
We have bought properties twice using Gareth's services. We also arranged Life Insurance. Gareth talked us through the whole process from start to finish and made the options clear. We had the best impartial and knowledgeable advice we could have hoped for. Gareth went above and beyond with our particular case and we will always use him in the future. We tell everyone to in fact!
Mrs Foster, Wiltshire
Gareth originally came highly recommended by a friend when I was considering a mortgage and due to past debt and being self employed I knew it was going to be hard. I wouldn't even consider going directly to a bank again. Not to mention, Gareth has a wonderful assistant who helps out too. This is a really important part of a business because when Gareth was unavailable there was always a friendly, reliable voice at the end of the phone that knew who I was, and was trustworthy of helping chase up and information too.
Mrs Jones, Hampshire
Gareth was very understanding and patient that we were first time buyers, dealt with numerous questions. Never once did I have the feeling I couldn't ask a question, no matter how silly it sounded. Gareth and his team also went out of their way to help us get the solicitor to speed things up. As well as then contacting the lender and getting us fast tracked through as we were planning to go on holiday around the same time the completion was expected.
Mr Tomkins, Kent
The first bank that we want to for a mortgage their underwriters wanted a considerable amount more for the deposit than was looked at in branch, so chose a broker who could access the whole market to review our options. He was a recommendation from a work colleague. He reviewed other providers and from submitting the new application, we had a reply in two days with the answer we wanted consisting of 5% deposit.
Mr Griggs, Hampshire
When we approached South Coast Mortgages we were naturally apprehensive at taking such a big step. Gareth and his team were very understanding, and took us through the process of obtaining equity release step-by-step, explaining everything in great detail, at a pace that suited us. We were kept informed of everything along the way and really appreciated the support we received. We would totally recommend them to anybody thinking of going through the process of equity release.
Mr & Mrs Wallace, Salisbury
Our Equity Release was a ‘Piece of Cake!’ Initially we felt a bit overwhelmed with all the necessary paperwork to complete, however our fears were unfounded because Gareth helped us every step of the way, and with his care, expertise and knowledge, he guided us through the equity release procedure smoothly. We are indebted to Gareth for his true professionalism, guidance and support with this. Thank you!
Mr & Mrs Woods, Southampton
Excellent company to deal with. Gareth, Kelly and the team worked with us to decide which mortgage deal was best for us and then managed to get this through in the tight timescales we had. They were always responsive with any questions we had. Would highly recommend.
Mr Wilson, New Forest
Can't fault Gareth and team at all. Very helpful at all points on both a potential remortgage and now a mortgage. I was able to get in touch every time I had a question and if I emailed they were responded to very quickly. Gareth kept me in the loop with every update along the way & really helped me understand the process a lot more. I honestly cannot recommend them enough and will be using in the future when I need to remortgage/sell/buy etc! Thank you all so much.
Miss Jamieson, Eastleigh
Our services

We are an impartial, whole of market mortgage brokerage catering for all aspects of the mortgage industry, and specialising in later-life lending for the over 55's.

We keep things simple for you, and take the stress and uncertainty out of buying or refinancing your biggest asset, with a clear and modern day approach to advice.

Where to find us
Head office address: 59 The Avenue, Southampton, SO17 1XS
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
FCA authorised
Last authorised 13th September 2021

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