This qualification assesses the knowledge and understanding of the UK regulation environment in the financial services industry together with various types of mortgage products and repayment options and the giving of mortgage advice. Chartered Institute of Bankers in Scotland (CIOBS) qualifications are subject to a separate grading with the Scottish Credit and Qualifications Framework (SCQF) - www.scqf.org.uk
Hi I’m Stephen
After 20 amazingly successful years in the financial services industry, seven of those as a qualified mortgage advisor, I recently set up my own business to achieve a better work-life balance and to also provide a more personal service; getting a mortgage can be one of the most stressful processes for people! I am off to a flying start and have so far managed to provide bespoke mortgages for lots of happy customers.
My six-year old daughter, Sophie, is my world and I wanted to cut down on the 14 hours a day I was doing on a regular basis. I was very successful, in fact one of my companies top performers, but I wasn’t getting to enjoy being with Sophie as much as I wanted. My other passions are our dog ‘Penny the Pug’, running and supporting Queen’s Park Rangers! I am from Wigan but my dad’s family are from London, which explains my football team preference.
Known to be a bit of a cheeky chappy, I offer a very friendly and knowledgeable service. Customers say I am extremely organised, energetic and proactive when it comes to chasing lenders, estate agents and solicitors. I like to go the extra mile for all my customers
First time Buyers
Next time buyers
Buy to lets
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