Stephen Byfield - Just Mortgages

Mortgage broker  41 Ludlow Street, Wigan, WN6 0QN
Wigan Based Mortgage Advisor. Friendly, experienced and very Proactive. I work Relentlessly for all my clients. Mortgages, Protection, Solicitor & estate agent follow up.
We can advise you on
Bad credit
Buy my next home
Buy to let
Buying first home
Equity release
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 16th May 2022
What our clients say
Wow what a service thought I’d never get a mortgage! Stephen sorted this amazingly quick! 100% recommended!
ish beg, wigan
Stephen was great. Everything was explained in plane English. Great guy and would definately recommend.
aaron thompson, leigh
Ste did our first mortgage and it was not a straight forward one. 95% mortgage, one applicant in a probationary period. Not only did he manage to sort it but the turn around for completion was just 10 weeks as well which is brilliant with the delays across the market at this moment in time. Life insurance also sorted through Ste at a great premium as well. I wouldn’t go elsewhere when I come to remortgage next and highly recommend to anyone to look no further. Bob on start to finish 👌
Jonathon Gallagher, chorley
Stephen provides such as excellent service and support for mortgages; I wouldn't hesitate to recommend him.
Amanda Booth., Wigan
Best mortgage adviser in Wigan
Zahida Parveen, Newton Le Willlows
Stephen is a fantastic guy, explains everything perfectly, go’s the extra mile and I would recommended him 100%
Ian Swinburn, Manchester
Steve is a brilliant guy and genuinely went over and above to help. Really knows the market and I’d definitely recommend him to anyone
JAMIE, Standish
Fantastic service from Stephen! Found us a great mortgage! Very knowledgeable, great advice and turned it all around really quick, very impressed!
Marie Evans, Atherton
Real good professional advice from Stephen,he really went the extra mile for us and we cant recommend him enough,to top it all off a real nice guy also.
Phillip Kennedy, Hindley
Having been recommended by a colleague to use Stephen. I can honestly say this was the most professional and detailed service I’ve used in the financial industry. Explained everything perfectly and got me the best deal on the market.
Mark Holleron, WIgan
Absolutely outstanding professional service provided from the start to the finish, Stephen was amazing all the way through my mortgage application and even helped to chase up the solicitors for me. big thankyou to you, I highly recommend your services. And will be using again when it's time to re-mortgage.
Exceptional service from a really professional and great guy...literally answered the phone around the clock and at weekends with any questions we had (of which there was many!)..really put us at us a great deal too...a lot better than the original offer we got elsewhere...saved us thousands££ I've recommended him to friends and family and will definitely be seeing him again when the time comes around.
Martin Costello, Hindley
We approached Stephen on our mortgage after him being recommended and I can confirm he did not disappoint. His friendly and professional approach to understanding our needs and the ability to execute putting our mortgage in place in quick time was exceptional! It goes without saying that I would highly recommend Stephen to anyone looking for a mortgage.
Andrew Derbshire, Standish
About us

Hi I’m Stephen

After 20 amazingly successful years in the financial services industry, seven of those as a qualified mortgage advisor, I recently set up my own business to achieve a better work-life balance and to also provide a more personal service; getting a mortgage can be one of the most stressful processes for people! I am off to a flying start and have so far managed to provide bespoke mortgages for lots of happy customers.

My six-year old daughter, Sophie, is my world and I wanted to cut down on the 14 hours a day I was doing on a regular basis. I was very successful, in fact one of my companies top performers, but I wasn’t getting to enjoy being with Sophie as much as I wanted. My other passions are our dog ‘Penny the Pug’, running and supporting Queen’s Park Rangers! I am from Wigan but my dad’s family are from London, which explains my football team preference.

Known to be a bit of a cheeky chappy, I offer a very friendly and knowledgeable service. Customers say I am extremely organised, energetic and proactive when it comes to chasing lenders, estate agents and solicitors. I like to go the extra mile for all my customers

Our services

First time Buyers
Next time buyers
Buy to lets
Life insurance
Critical Illness
Income Protection
Home Insurance
Accident Insurance

Where to find us
Head office address: 41 Ludlow Street, 41 Ludlow Street, Wigan, WN6 0QN
Service coverage
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
  • icons
    Face to face
Response rating
FCA authorised
Last authorised 16th May 2022

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