Sterling Welsh

Independent financial adviser  159 Glanmor Road, Swansea, Swansea, SA2 0RN
First meeting at adviser's own cost
Your initial consultation won't cost you a penny so why not give us a call now...
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying commercial property
Buying first home
Buying overseas
Equity release
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 19th October 2020
Meet our advisers
David Rose CeMAP, DipFA, MPharm
Director & Independent Financial Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry including: regulation and ethics, personal taxation, investment principles and risk, pensions and retirement planning, financial protection

Certified Financial Planner
Les Humphrey CEMAP, CEFA, CeRER
Mortgage & Equity Release Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

Certified Financial Planner
Richard Baron
Mortgage Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
David Rose of Sterling Welsh arranged my mortgage for me. From the moment I made the offer on our new home he was absolutely excellent. Throughout the whole process I felt I had a very powerful advocate who was totally committed to making this happen. I am self-employed, which isn't the easiest of circumstances for mortgage application! However David made the process seamless and painless. He was incredibly knowledgeable and always extremely efficient. I have spoken to others who had to chase their mortgage advisors etc, and I have to say that David was super efficient in EVERY aspect of the journey. He was totally professional and yet friendly as well. He made himself available at unsociable hours, with very good grace. His fees were more than reasonable and I cannot recommend him too highly. I know of so many friends who have benefited from his unparalleled services and suggest that you speak to him immediately about all your financial needs. Having secured an excellent deal on our mortgage I will be asking David Rose to attend to all the major financial decisions in our future. As I said I cannot recommend him highly enough!
Derek Talbot, Essex
Brilliant service, Sterling Welsh has helped me and my husband mortgage and re-mortgage our properties.
Nichola Murch, Essex
I don't usually rate. But Sterling Welsh are special. Six weeks ago I had no idea that I could buy a house, have insurances, find a Solicitor who works With me not just files my accounts etc, etc. But a House? No chance. I met Dai - 4 weeks ago, and since that time he and his team have totally turned my life around. I really can't believe how much these guys have changed my life. 4 years ago, I lay dying for 6 months in hospital from multiple organ failure, sepsis, double pneumonia, etc, and then they discharged me to no home. so I spent a year living on the streets homeless. Since then I've fought hard to take on every challenge step by step, but no way could I, me, l own a house. Now look at me, With Rich Baron's amazing help, and patience, and advice, and care, now, come the 1st July I am moving into this gorgeously totally redeveloped house in canton. Thank you very very much.
Paul Rogers, Cardiff
Excellent company. Very efficient. Would highly recommend
Laura Biscoe, Swansea
Very friendly professional service, very responsive, helpful and trusted company I couldn't ask for better thanks again sterling Welsh
Nicky Margetson, Neath
We have recently expanded our family and moved into a new home but suddenly realised that we had no financial protection covering us in the event of any unforeseen circumstances. This presented us with a dilemma. We quickly established that if anything prevented me from working such as an illness or accident then we would become incapable of maintaining our mortgage payments and usual important outgoing a and therefore we needed to speak to a planner that we were able to trust.
Simon, Cardiff
My husband left the family home and had to get a mortgage. I found it to upsetting contacting companies and having to explain my situation to each and every person. Adam showed me I could afford to do it on my own and took all the stress and worry out of the situation. He also spoke to me about insurance for my children and myself and helped me do my will.
Claire, Caerphilly
Adam helped us set up income protection, life insurance, & our Wills. He came to speak to us about our individual needs & circumstances. After researching what was the best option for us he then came back to present us with his findings & helped us to make a decision best suited to our family.
Bethan, Cardiff
Life insurance that was suitable for me not what my bank offered. He got me insurance suitable for my needs. He listened to my needs and gave me options that I hasn't thought of
Martin, Caerphilly
I had recently inherited a sum of money and I was not satisfied with the returns on my existing investments through a different financial advisor. He pointed out why I was not getting the returns I should be getting from my previous investments and convinced me that I was likely to do better with the investments he suggested. He was clear, polite and friendly.
Richard, Powys
I changed from employed to self employed so needed to review all my insurance policies & then I bought a new home so needed a mortgage. He reviewed all of my circumstances & looked for the best insurance policies to fit my needs. He also got me a mortgage sorted without me having to do the leg work which was great for me as being self employed doesn't leave much time for things like that.
Kate, Cardiff
Adam understood my needs and goals perfectly and explained everything perfectly.wills for myself and my husband and financial advice. WE WERE MORE THAN HAPPY MY HUSBAND AND I AND FEEL THAT ALL HIS RECOMM.ATIONS WERE SUCESSFUL.
M Parish, Caerphilly
David understands your issues and advises what is best suited. He is professional and goes out of way to support all customer needs. I have alreay recommended David to many friends who are delighted with his work.
Amol, Pontarddulais
Dai helped us buy our first home. It was a stressful situation for us being first time buyers but he held our hand through a difficult process and we were really pleased with the service offered. I have already recommended his services to my brother and a number of close friends.
Nicky, Neath
David helped us buy our first home. He also arranged all of our insurances including the buildings and contents. He was knowledgeable and professional throughout the process and I wouldn't hesitate to use him again.
S King, Port Talbot
Getting a mortgage was complete maze and headach to me. I didn't have a clue and felt very relieved that David was on hand to clearly lay out all my options, advise on the pros and cons of all of them and steer me towards my ultimate goal of getting a mortgage that would suit me now, and in the long term. I was really pleased with how David managed this, I felt confident in the advice I was getting, as well as the service overall. Would certainly recommend - and will be seeking David's service's when it comes to remortgaging.
Hannah, Cardiff
David was very punctual, knowledgeable and provided a reliable service. I wouldn't hesitate to use his services again or recommend him to family and friends.
P Fraser, Bryncoch
Fantastic service, with sound financial advice. From our first discussion, Dai quickly found a workable solution that fallowed us to finally move whilst also retaining our previous property as a rental. Quite simply, we're it not for Dai's help and advice, we would not now be living in our lovely new house! The service has been quick, efficient and professional- would recommend.
J Davies, Carmarthenshire
David was very knowledgable, efficient and courteous. He fulfilled my expectations very well.
Elise, Neath
David was extremely knowledgeable and professional. He worked tirelessly to ensure our re-mortgage went smoothly with the lender and kept us informed at every stage of the process. I found the website and secure portal easy to use and it was effortless to send all the documentation required electronically. Look forward to getting further advice from David in due course.
Lee, Miskin
David helped by picking out some insurers and what they could offer and got to know me and my lifestyle and make a judgement on that to go forward with the insurance. David did more than I would have hoped for,got an insurance that will help change my life and I wouldn't have looked at it twice if David hadn't talked it through with me.
Chris Barnacal, Swansea
I feel they are very professional company. I had my pension done by them and Adam McCarthy which was one of the representatives, was very professional and clear on his information! I would highly recommend them if you are looking for a pension or a mortgage.
S Evans, Caerphilly
We have recently dealt with Sterling Welsh to help us with our mortgage & finances, we would definitely recommend them! They done everything for us and we got the best of everything which meant we didn't have to worry about a thing. Thank you Dai & Les for all your help. We would have been lost without you!
Ffion Stephens, Swansea
Dai is a rare IFA as he does it as he enjoys doing it. No pressure from him to pick any provider, and Dai is excellent at scanning the whole marketplace for products, and is very creative in designing a solution that meets all needs.
Sean, Swansea
David understands your issues and advises what is best suited. He is professional and goes out of way to support all customer needs. I have alreay recommended David to many friends who are delighted with his work.
Amol Parganokar, Hertfordshire
Dai, we can't thank you enough for everything you have done.
S Davies, Swansea
About us

If you are buying a new home, looking to remortgage to a better rate, or you are a landlord wishing to expand your property portfolio then we would love to help you. We are totally independent, which means that we have access to over 7,000 mortgages from 130 different lenders. We also have access to exclusive deals, which means that you will get the best mortgage rate available. We have helped thousands of people like you to buy their homes or build property portfolios over the last ten years.

If you are busy and work during the week, then we can come and see you at your home or a place of your choosing and will do evening or weekend appointments if you want us too.

Arranging a mortgage can be stressful and time-consuming, but, we manage the entire process for you including filling in all the forms and talking to lenders on your behalf.

The first meeting is entirely at our expense and there will be NO CHARGE if we cannot get a mortgage for you. We only charge you a fee if you decide that you wish to arrange a mortgage with us.

Give us a call today

Our services

We can help you to:

buy your first home
buy a larger home for your family
downsize to a smaller home even if you are - tied into your existing mortgage
pay off debts by consolidating loans and credit cards
get a better rate by arranging a remortgage for you
pay off your mortgage early by arranging overpayments
buy a home if you are self-employed
buy a home if you have some credit issues
build a property portfolio if you are a landlord
refinance a property portfolio
set up a limited company to hold residential property

Where to find us
Head office address: 159 Glanmor Road, Sketty, Swansea, Swansea, SA2 0RN
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
  • phoneButton
  • mouse
    Online (Live chat, video, email)
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
FCA authorised
Last authorised 19th October 2020

Similar advisers near you

Independent Mortgage Adviser 1.51 mi
Hello, my name is Darryl Workman and I am a Partner at the Mortgage Marketplace. I am passionate about providing simple, straightforward mortgage advice together with a fast & efficient service.
Independent Mortgage Adviser 1.58 mi
The simple way to get a mortgage A team of expert mortgage advisors who cover Cardiff, Swansea, Newport, Bristol and surrounding areas. We charge no fee's for a standard mortgage case, We offer simple to understand, jargon free mortgage and protection advice! We also offer a free Will Writing Service, get in contact to find out more.
Mortgage Broker 3.62 mi
I will be professional, friendly, knowledgeable and available when you need me.
Mortgage Broker 4.33 mi
Hi Guys, i'm Rob and i'm the owner of The Mortgage Broker Swansea Ltd. I believe in a personal service and as such i'm set up to help clients build their own knowledge with mortgage and insurance advice which you will get specifically from me.