Styx Mortgages

Independent mortgage adviser  3 Cecil Square, Margate, CT9 1BD
First meeting at adviser's own cost
Trustworthy, friendly and empathetic adviser. Financial matters can feel overwhelming, so let me help. No preachy, hard-sell tactics, no over-complicated jargon. Just honest and friendly advice, with only you in mind.
We can advise you on
Bad credit
Buy my next home
Buy to let
Buying commercial property
Buying first home
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 13th September 2021
Meet our advisers
Miss Lucy Thomas
Director - Mortgage and Protection

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of key elements of the mortgage process, specialist types of mortgage lending, challenges in the mortgage industry and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.

What our clients say
Lucy provided me with professional, prompt and excellent advice. She took me through the application process and mortgage options in detail. She did a lot of chasing to ensure things happened quickly and made the whole mortgage process stress free. Superb service and highly recommended!!
Graeme Clarke, Kent
Just a big thank you for helping us getting a mortgage. You always had time for us and our worries, you understood our concerns and you sorted all of them out for us. A big thank you.
Alex & Petrice, Oxfordshire
Fantastic service, Lucy was very knowledgeable about all the different options available to me and nothing was too much trouble for her. Got me a fantastic deal and would not hesitate to recommend her.
Catherine Hayward, Kent
I have worked with Lucy before and had no hesitation in asking her to review my mortgage. Once again Lucy simplified the whole process and ensured it kept moving during a difficult lockdown period. I would highly recommend Lucy. She is a pleasure to work with and clearly enjoys her work.
Martin Johncock, Kent
Working with Lucy on my landlord insurance was a pleasure. Her knowledge ensured I got the best cover I needed within budget. I would be happy to recommend her.
Martin Johncock, Kent
Going through a mortgage process can be very challenging at times but Lucy made it easy and effortless. She was always available to answer questions promptly and her help and knowledge were key to the success of our application. Thank you!!
Nicolas Ollivier, Kent
I found Lucy on a mortgage broker website. My mortgage rate was coming to an end and I needed advice and guidance on next steps to take. I had an initial consultation with Lucy and explained my situation. Lucy is very knowledgeable and made me see that the situation I was in was not the end of the world. Lucy was able to support me to complete a rate switch and get a really good deal on mortgage insurance. I highly recommend Lucy as an extremely talented Mortgage broker with a very human approach.
Davina Manu, London
I just wanted to express my gratitude. Remortgaging can be a painstakingly awful process which I've dealt with in the past, however choosing Lucy was without a doubt the best decision I've made so far. My mortgage advisor Lucy was, polite, professional, helpful and friendly throughout the whole process, she was very clear & transparent and with her vast knowledge gave me excellent advice which resulted in me securing a great deal on my remortgage. I'm so glad I chose Lucy and without a doubt I would not hesitate in recommending Lucy to anyone looking for Mortgage advice. Thank you once again Lucy.
David Hughes, Merseyside
I am very happy to confirm that the service received from Lucy Thomas has been exemplary; she attended me and went through the product that I was purchasing thoroughly to ensure that I understood what I was getting and that I was happy it was best suited to me. I would highly recommend Lucy to anybody.
Sarah Knight, Kent
A well informed and sympathetic journey through what can be an unsettling process. Information was made freely available and I was guided through the process to a happy conclusion. I would highly recommend their services.
Mryse Farley, Kent
Lucy helped myself and my partner through our remortgage and assessing our insurances. She is very knowledgeable about the products on the market and (unlike some advisors) really listened to what we wanted to provide the best options for us. She held our hand through the anxious parts when waiting for answers from providers, and nothing was too much trouble for her. I would highly recommend Lucy at Styx.
Jodie & Matt, Kent
We cannot recommend Lucy Thomas from Styx Mortgages highly enough. We had an incredibly complicated mortgage situation, where other advisors we had contacted lead us to believe there was no hope Lucy was undeterred and managed to find us an excellent offer. Lucy then guided us through this very complex process with the utmost of expertise and professionalism. If you are after honest, clear and comprehensive support then you have found them, Styx Mortgages will certainly be the company we will work with next time.
Pailin & Leigh, London
About us

Named after the Goddess, Styx. She was the first to come to the aid of Zeus in the battle against the Titans - Styx Mortgages go to battle for their clients, so they don't have to.

After 14 years of working for insurance companies, enough was enough. Customer service is in my blood, so the rushed, conveyor belt process when dealing with people never felt right. I got tired of defending personal ethics of taking as long as a client needs, which tended to be longer than the powers that be liked.

Now, I get to provide every client with as much time and help as they need and that is the foundation of service I provide. So people are comfortable, well informed and can go away confident about their future.

Our services

Styx are a Whole of Market broker firm for mortgages and life insurance.

Styx Mortgages arranges residential mortgages for First Time Buyers; home movers; those requiring remortgages; for debt consolidation purposes; assist with additional borrowing and also rate switches if appropriate.

We provide commercial mortgages; buy-to-lets for portfolio landlords and also individuals looking to invest in property.

We also arrange life insurance; critical illness; family income benefit and income protection policies.

Business protection; key person cover; relevant life and loan protection.

Where to find us
Head office address: 3 Cecil Square, Margate, CT9 1BD
Service coverage
Preferred clients
Minimum mortgage value
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
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    Online (Live chat, video, email)
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    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Styx Mortgages is a trading name of Thanet Mortgages Limited which is authorised and regulated by the Financial Conduct Authority. FCA number: 940010. Thanet Mortgages Limited is registered in England & Wales No. 12886510.
Registered Office: 3 Cecil Square, Margate, Kent, CT9 1BD.

Response rating
FCA authorised
Last authorised 13th September 2021

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