The Money Guardian

Mortgage broker  Room 6, Berkshire, Reading, RG7 1BP
First meeting at adviser's own cost
We work for you and get you the best mortgage. Equity release, first home, self-employed, bad credit, shared ownership.
We can advise you on
Bad credit
Building your home
Buy my next home
Buy to let
Buying commercial property
Buying first home
Equity release
Flexible mortgages
High loan to value
Mortgage protection
Next home / Remortgaging
Right to buy
Self-employed mortgages
Response rating
FCA authorised
Last authorised 27th September 2021
Meet our advisers
MS Melanie Eastwood CeMAP

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

MR Dominic Brierley CeMAP

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

What our clients say
Dominic helped us sort out life and income protection after a bad experience with another broker. Would thoroughly recommend him. He talked us through our options, and helped us work our what we needed. All sorted in a couple of weeks - very easy to deal with and we will definitely be using the money guardian again in future.
Vicki Smith, Reading
Highly recommend The Money Guardian if you need help/advice with a mortgage! They are extremely knowledgeable, very responsive and make the whole process easy and hassle free! Thank you for all your help!
Helen Kirwin, Reading
Mel was really helpful when I saw her. She asked helpful prompting questions without telling me what to do, to make sure I was fully understanding the Potential implications of my decisions. She also checked my understanding of the products available. She spent an hour and a half looking for the best mortgage for me as I was trying to purchase more of my shared ownership property. This was not possible for me within my budget and the best decision for my circumstances was to do a rate switch with my current provider for another 2 years. Mel recommended I do this despite the fact she would walk away with nothing because it was the best thing for me in my circumstances. She is completely trustworthy and client centred. She will not push you into a product to get her own commission . She genuinely loves people and wants to help them make the most of their money. I wouldn’t hesitate in recommending her to friends and family and I have!
Mireille Haviland, Reading
Melanie helped us with our remortgage. She was very helpful, explained all the options and we saved money. Would happily recommend The Money Guardian.
Robert Bennett, Reading
Melanie @ The Money Guardian has been an absolute pleasure to appoint as my financial advisor. Always pragmatic & providing solutions to any unexpected issues raised by the lenders. I’m a first time buyer and approached Melanie to assist with arranging my mortgage. With Melanie (despite the lenders greatest efforts to make it as difficult as possible) the whole process was made stress free, straight forward & overall highly organised experience - couldn’t speak more or recommend more highly.
Grace Grimmett, Reading
Myself and my partner used Melanie for our Wills. It was something that we have both been putting off for ages and then never got round to doing! As it involved important life choices. Melanie made us feel instantly at ease, no question was a silly question, ( I did ask allot of them)!Melanie was extremely professional, personable, patient, knowledgeable, and guided us through the whole process. I would thoroughly recommend Melanie.
Claire Worsfold, Reading
As a self-employed painter and decorator I was concerned, if I had an illness or injury and was unable to work, how this would affect me financially. Melanie was able to recommend suitable options including income protection and critical illness cover, explaining everything I needed to know. Melanie was helpful and friendly throughout the process and I would recommend her to anyone
Ben Bridges, Reading
Mel helped me to arrange my Will, she was very professional, patient and helpful enabling me to make some important life choices. I would highly recommend and I will be using Mel for any future services needed.
Kerry Twyford, Reading
Mel helped us with sorting our will and gathering life insurance. Mel was amazing. She was both professional and personable. Her advice was really helpful (and thoughtful) and we always felt she had our interests at the centre of all our dealings. Mel comes thoroughly recommended. The Curtis family.
Jonathan Curtis, Reading
What an amazing service and experience we had finding the right mortgage for us. Being first time buyers I couldn't have wished for a more smoother and easier process and that was all down to Melanie. Thank you.
Chloe Beard, Reading
About us

We know that our customers lead busy lives, so we pride ourselves on the speed of our service and ability to assess your potential for a mortgage using our easy to use on-line client portal so that you can move quickly when it comes to buying a home.

Our central office is in Reading and if it’s not convenient for you to meet us at our office, one of our mortgage experts can visit you at home or carry out an initial assessment of your circumstances over the phone – we do not charge you for this service.

Buying a home or remortgaging your property can be a daunting process to navigate, we take the stress out of the process for you from the initial assessment of your circumstances by our advisers in finding you the best mortgage, through to our customer care team who guide you through the application process.

Integrity is important to us, we only use reviews that can be verified by our clients and found on our Facebook page and website.

Our services

We specialise in the following:

Equity Release Mortgages for clients over 55.

Shared Ownership Mortgages

First Time Buyers

Self-Employed Income

Previous Credit Problems

If you feel that your circumstances are difficult, we are sure that we can find a solution for you and can offer a no obligation assessment of your circumstances to help you to move forward with your plans.

We will always be transparent about the cost of our service and will let you know the fixed fee that may apply to you when we first speak, depending on how complex your case is.

Where to find us
Head office address: Room 6, 229 Hyde End Road, Spencers Wood, Berkshire, RG7 1BP
Preferred clients
Minimum mortgage value
Advice methods
  • phoneButton
  • icons
    Face to face

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
FCA authorised
Last authorised 27th September 2021

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