The Mortgage Clinic

Independent mortgage adviser  247 Lisburn Road, Belfast, BT9 7EN
First meeting at adviser's own cost
Sheena Lalsingh of The Mortgage Clinic is the winner of The Mortgage Broker of the Year award (UK wide) for Trusted Professionals hosted by Unbiased. Sheena won the award on the back of her client recommendations and testimonials for her service.
We can advise you on
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Building your home
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Buy my next home
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Buy to let
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Buying first home
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Adviser unavailable
This adviser is currently out of office and not available for contact
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Miss Sheena Lalsingh
Independent Mortgage & Insurance Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Sheena has been fantastic at explaining everything from start to finish. I couldn’t thank you enough for your patience.
Kirsty, Newtownards
Absolutely recommend Sheena, she is amazing at what she does 😁 thank you for all your hard work 😃
Emma, Belfast
So professional and helpful! I went in not fully understanding different mortgage types or which was best and Sheena explained everything to us so clearly and in such detail so we could decide which was best! Would definitely recommend!
Clare, Belfast
Shenna has been absolutely fantastic, she pretty much done everything for me! The mortgage application, searching for the right mortgage and all the insurance that goes with it. Shenna has been absolutely amazing. I'm lucky to have her.
Nadine, Belfast
We just moved to Northern Ireland and start our new life here, it just happened when we decided to buy a property to settle down. Sheena Lalsingh from The Mortgage Clinic was so nice and welcome, we discussed mortgage potential and the whole process. Sheena Lalsingh has helped me with all the mortgage potentials and different mortgage plans, she analysed all the pros and cons in details and left us enough time to discuss and provide various options for us to choose. She also provided advice on house insurance and protection as well. The mortgage came through very smoothly and Sheena Lalsingh has helped us from start to the end. She is absolutely patient and nice. Considered the current lockdown circumstance, she did what she could to help and move things fast, she replied emails very quick and explained all the possibilities in detail.
Chris, Belfast
Sheena was absolutely brilliant and very professional in her job and got us the very best deal she could.
Michelle, Omagh
Sheena has been my mortgage adviser for about 6 months now and what can I say is she was amazing. My self and my wife did not have a clue about mortgages or even were to begin but sheena sorted it all for us. she was amazing every step of the way. Very professional and understanding with everything and very very easy to talk to. When others gave up hope on us Sheena did not Sheena stuck with us and worked with us and she worked extremely hard for us and now we are looking forward to moving into our very own home :) Thank you so much Sheena for making our dreams of owning our own home come true.
Marc, Newtownabbey
Myself and my husband where looking to buy a house, as first time buyers we didn't know where to start or anything that we would need to do. We spoke to Sheena and from our first meeting she made us feel really comfortable and confident that she could find us the best deal and help us in whatever way we needed. Sheena went above and beyond for us to get our forever home also setting us up with income protection and all the insurance's that we need. We are so glad we found Sheena as she has been brilliant. Sheena helped us in everyway possible, on a few occasions during the process of buying our house I had sent her a message at night, not expecting to get a reply until the next day but she replied straight away. Sheena really put our minds at ease as buying a house can be stressful and she made it so much better for us.
Emma, Newtownabbey
She listened to what we wanted in a mortgage product and give us good advise
Denise, Newtownabbey
Sheena has changed various mortgage products for us in the past few years & continues to help us in our search for a new home. She always finds us the best possible deal. I'm entirley satisfied with sheenas help in all areas.
Sean, Newtownabbey
She made everything seemless and was able to constructively explain the details as they were so daunting and everything was crystal clear
Pearse, Belfast
Sheena got us the best deal possible for our Mortgage and went above and beyond to get it over the line during the lockdown! Couldn't find one fault, fantastic service all round.
Stephen, Newtownabbey
Sheena is the best! I highly recommend her! Very friendly and professional. She really made the whole mortgage process very simple and straightforward. My initial meeting was via zoom as I was living in London—which was great! She was very good about keeping me updated throughout the whole process. Best of all, she got me a fantastic mortgage rate!
Justyna, Belfast
I was kept up to date with each stage throughout the process and with Covid lurking around, the waiting times were challenging. But, Sheena was reassuring during my waiting times. Our meetings were informative and understandable. Fantastic service 🤩
Joey, Hillsborough
My partner and I dealt with Sheena at the Mortgage Clinic and I couldn’t recommend her enough. Nothing felt pressured or rushed, Sheena had time for us, and our thousand of questions. Sheena was so knowledgeable and relayed information in a way we could comprehend. Honestly a pleasure from start to finish.
Kirsty, Newtownards
Sheena has been exceptional when helping with my whole mortgage process. She has taken away the pressure and stress, leaving it an easy process to complete the application. Sheena has always been available when I’ve had any small query or questions. Initially when I began my application, I struggled to understand all of the information and that is why I contacted Sheena. She has taken me step by step through everything, explaining all of the details whilst being honest and transparent. I highly recommend Sheena and the Mortgage Clinic if you’re wanting peace of mind and a friendly, welcoming service.
Bethany, Carrickfergus
Organised everything, taking away the stress of applying for a mortgage. Kept in touch and kept us up to date every step of the way. Would definitely recommend.
Lynne, Bangor
Sheena provided a knowledgeable, efficient and hassle free service which made the process very simple.
James, Bangor
Great service. Highly recommended. Would defo use again
Philip, Bangor
Sheena is a great mortgage advisor. She is very professional & knowledgeable. She works out the best mortgage deal to suit your personal circumstances. It was a very smooth process! We are very happy with the service she provided.
Lynsey, Belfast
Sheena helped through every aspect of choosing the correct mortgage to suit us but also offered invaluable information as first time buyers to ensure that we get the best experience possible while searching for our house as well as the mortgage process. We had a very smooth process and felt painless
Shannon, Newtownabbey
Absolutely fantastic service by Sheena. We were extremely impressed with how little we had to do and how fast and efficient Sheena was. Amazing service and we would highly recommend to anybody. First class service from the very first introductory phone call. Sheena regularly kept in touch with us 'out of hours' to make sure everything ran smoothly for us. Thanks again
Dave, Belfast
I was embarking upon purchasing my first home, which is nerve wrecking at the best of times and hugely heightened during a global pandemic. I required someone to expertly steer me through this difficult and developing process and simplify the increasingly complex requirements. Sheena listened intently to what I wanted and deftly assessed my unique circumstances. Synthesising all available information, Sheena presented me with a suite of options that best satisfied my needs. Everything was painstakingly researched and expertly communicated in terms that I could readily understand and decide upon. Sheena is always accessible and, more importantly, very authentic - something which is in short supply. Always professional, she inspired confidence at every step and demonstrated great patience and humour whilst fielding my many queries and nervous patches!
Sinead, Belfast
We met with Sheena at the Mortgage Clinic to discuss a first time buyer mortgage and i was blown away by the speed and efficiency of meeting Sheena face to face and the quality of options she made available to us. Sheena was so friendly and understanding of our particular situation and i felt reassured from day one that she would be the one to help us. Everything felt like a well oiled machine, from ease of sharing documents to setting up the Legal requirements and Sheena is fantastic at getting back to you to answer adhoc queries or arrange last minute appointments. We got our offer approved in a matter of weeks and we are thrilled with this first class service. Highly recommended!
Elaine, Carryduff
I am a first time buyer who was looking for professional advice and support of independence mortgage broker. Sheena Lalsingh has managed the whole process with a great knowledge and high level of professionalism. I had a lot of doubts and many many questions regarding the mortgage options and application process. She assisted me the best way possible. All my emails were always replied, phone calls returned, every question answered. I felt supported and looked after. As a result of Sheena's work I have got my mortgage sorted. I highly recommend her as a mortgage advisor.
Ksenia, Belfast
Sheena has made getting my first mortgage as simple as possible. She has communicated with me throughout the process to make sure I always know where we're at. Her explanations are clear and she has been available to answer any questions at all times. Thanks Sheena!
Paul, Belfast
Had an excellent experience at the Mortgage Clinic. After seeing some other agency that said we won't be able to get any sort of mortgage we went and saw Sheena.She was nothing but amazing. As a first time buyer on the 29th we had our first meeting and on the 5th we already had a positive answer from the bank. How fast is that? Sheena was very helpful and she explained everything in depth. Recommend them!
Ovidiu, Newtownards
Sheena helped us a lot with the entire mortgage application process, starting from the documents needed, presenting the offers of banks, helping to make the best choice in accordance with our needs and providing us additional useful recommendations regarding the solicitor, insurance and surveyors. She was willing to answering all our questions very quickly and explicitly. She made this process to seem easy, straightforward, stress-free without confusions or ambiguous information. We cannot find any deficiency. The process was smooth, quick without any confusion or other unpleasant events.
Sorina-Florentina, Newtownards
Sheena was very helpful in explaining the mortgage process to both myself and my partner and was very helpful in taking both of us through the application process. Sheena has been extremely helpful and professional in all instances. I do not have any recommendations for how she can improve.
Will, Belfast
Sheena was very informative and she was always readily available whenever I required her assistance. Everything was explained in detail and I would highly recommend Sheena, I couldn't have done it without her!
Maia, Belfast
My fiancé and I came across Sheena at the MortgageClinicUK by chance and I am thrilled that we did as she has made obtaining a mortgage so easy. Sheena has constantly kept us updated throughout the process, explaining every step as simply as possible and reassuring us both throughout. Sheena is friendly yet professional and definitely knows what she is talking about. She is incredibly fast at replying to queries and it still shocks me when she replies out of hours or at the weekend. Nothing is a bother! Our offer was approved unbelievably quickly and we are certain this is down to Sheena working above and beyond. I would highly recommend!
Mary, Dungiven
Me and fiancée approached the mortgage clinic looking to buy our first house and absolutely clueless about mortgages. All our worries were put to ease once we meet Sheena who was extremely friendly and professional. Sheena was able to provide us with all the mortgage details we could ever ask for and guided us through the entire process going above and beyond. Couldn't recommend Sheena and Mortgage Clinic enough and we will definitely be using them again!!!
Joe, Dungiven
Sheena helped throughout the whole process of the mortgage from start to finish which was great! She always answered emails extremely quickly and very helpful.
Sam, Belfast
Highly recommend Sheena! We were first time buyers who did things slightly awkwardly- we only approached Sheena when we were already sale agreed on a house 🙈 this did not phase Sheena! She got us booked in ASAP for a meeting and she talked us through the entire process, the different types of mortgages available for first time buyers and the best options for us. She kept us informed every step of the way, she was very reassuring throughout the entire process and she couldn't have been more helpful 😊 if you need a mortgage, she's your woman! 👌
Tara, Newtownabbey
Sheena helped us get a Mortgage for our first home. She was so helpful in every way, she was also very professional and explained everything in a very helpful way. We couldn’t have done it without Sheena’s help.
Nathan & Stacey, Omagh
Sheena was extremely helpful and went above and beyond to advise with my mortgage application. She was able to offer great advice when my first application fell through, and was able to get the second application approved without any issues. Sheena was also able to offer great advice on the best home insurance and life insurance policies for me.
Evan, Belfast
Sheena at ‘The Mortgage Clinic’ has made the whole process of remortgaging a breeze from start to finish. She explained everything clearly and helped us weigh up all the options impartially and with our best interests at heart. I can’t recommend both ‘The Mortgage Clinic’ and Sheena enough.
Conor, Lisburn
Received such helpful friendly service, Sheena made this stress free and reassured me if I needed any questions answered at any point that I was concerned about or needing more explanation on, to ask (which she was amazing as I had so many). She delivered a very professional friendly service & I would highly recommend her & the mortgage clinic.
Amanda, Dromore
Sheena is an excellent mortgage advisor and I wouldn't hesitate to recommend her to anyone. As first time buyers, it was great to have Sheena there to answer our questions about the house buying process. She always got back to us quickly when we asked anything of her and I felt better for having her in our corner. She really helped speed up the process
Aaron, Aghalee
Sheena has been great to work with. She really listened to what we want and was able to advise which product is best for us. She was able to answer any queries we had straight away.
Niamh, Belfast
Sheena has provided myself and partner with an exceptional service on our mortgage application for our first home. She went above and beyond and was there through every step of the way. She was extremely professional and explained everything in great detail and made the process very easy for us. I would highly recommend as she helped to get our dream home. Thank you.
Karla, Craigavon
She assessed the available products out there at present, provided advice on what products suited our needs and circumstances, answered any questions we had, and submitted our application for us! Some hope, direction and buzz during this last 12 months has been rare, so thank you for providing the exception!
Ashley, Banbridge
I knew absolutely nothing about the process of buying a house. Sheena was amazing she helped with everything, she made the process go so smoothly and took all the stress. She replied to emails so promptly and gave me great advice every step of the way. I got the exact out come I was hoping for and I guarantee this would not have been achieved without Sheena's help and guidance. Absolutely everything Sheena did was to the highest quality and standard.
Chloe, Belfast
Excellent service. Great sound advice. Stress free application.
Barry, Portrush
The team at the mortgage clinic have been outstanding from start to finish. A very special thanks to Sheena Lalsingh in particular, who took us through a painless and stress-free mortgage process recently. I really appreciate Sheena’s honest and valuable advice at every step. Communication has always been timely and convenient. Can not recommend the mortgage clinic enough!
Shannon, Dromore
I would highly recommend Sheena. I'm a first time buyer and wasn't sure what was available to me. Sheena talked me through all my options and nothing was a bother to her during the Zoom meetings. Excellent service.
Patricica, Belfast
It was a pleasure using The Mortgage Clinic, and Sheena to help us buy our first home. Sheena helped us arrange what bank to use, connected us with lawyers, talked us through insurance policies and much more. She was very responsive when we needed her with any queries. I would most defiantly recommend using Sheena and The Mortgage Clinic as your mortgage advisor. Very professional and friendly. Thankyou for all your help.
Chelsea, Carrickfergus
My partner and I had been to a different mortgage advisor/company before but we where put off as she kept going on about how her fee isn’t enough due to the work she had to do and made us feel like we could never obtain a mortgage. After finding Sheena’s Facebook, seen all the good reviews and how she has helped SOO many people get a mortgage, I knew I had to reach out. From that very first meeting with Sheena our minds where put at ease and we knew, ok we can actually do this. When it came to the application process, oh my goodness, it could not have been any more simpler, just send a few documents over and a quick zoom call later, our mortgage options where displayed to us and we picked one and went for it. A few weeks later, mortgage approved. Honestly could not have asked for better, no hassle, no issues. Just straight talking, professional service. Honestly, James and I are so so happy with everything. Could not recommend her highly enough.
Louise, Craigavon
I really didn’t know anything about buying my first home and went to Sheena in September.. she guided me in the right direction on how to buy my first home and when I seen the house I loved she was there to help me. She also was very easy to talk to and always there if I needed to ask a question. The process was quick and easy with her help. Thank you so much 😀
Sharon, Belfast
I was recommended to 'The Mortgage Clinic' by a friend who was impressed with their service already. I decided to opt their service too as a first time buyer, it turned out to be an excellent decision. Sheena has been the mortgage adviser to me, she is an excellent person, calm and composed, listened to all my queries patiently and addressed all of them with great details which is very comforting for the first timer. Considering my situation, we had few zoom meetings and many email exchanges where Sheena has been very professional and flexible at the same time who helped me sail through the process. It has been fantastic experience, would highly recommend their service to anyone.
Kunal, Belfast
A first class service from Sheena at the Mortgage Clinic, professional, efficient and friendly. We would not hesitate to recommend to any of our friends and family. Thank you for making the whole process so easy and stress free!
Aisling, Belfast
Sheena took over my case when another member if staff left. She was very quick to pick up my case and got everything sorted very quickly. Massive thanks to everyone at the Mortgage Clinic as I never saw myself being in this position so soon!
Ellis, Holywood
I have never had a mortgage before, and didn’t know much about the whole process. Sheena took me through step by step, she was so helpful and was always available to answer my questions. I would highly recommend Sheena and The Mortgage Clinic.
Gillian, Belfast
Sheena has been great to work with. She really listened to what we want and was able to advise which product is best for us. She was able to answer any queries we had straight away.
Niamh, Belfast
Sheena is an excellent mortgage advisor and I wouldn't hesitate to recommend her to anyone. As first time buyers, it was great to have Sheena there to answer our questions about the house buying process. She always got back to us quickly when we asked anything of her and I felt better for having her in our corner. She really helped speed up the process
Aaron, Aghalee
Sheena has been absolutely stellar since day one. She is so knowledgeable, experienced and was happy to help with any question or query I had! I would totally recommend Sheena to anybody who is considering buying a property, especially any first time buyers like myself - she made the whole process so easy and I simply cannot thank her enough!
Luke, Belfast
First-time buyers here who were unsure on much of the details involved with property purchase and mortgage applications. Sheena was happy to talk us both through the entire process as well as the different types of mortgages available for first-time buyers, then recommended the optimal options for us based on our current circumstances. She kept us up to date with proceedings every step of the way and has been a fantastic point of contact throughout the entire process for any questions we had and always had our best interests in mind. Highly recommend Sheena and The Mortgage Clinic for any first-time buyers who want a stress-free and easy purchase!
Claire, Belfast
Sheena was absolutely amazing so helpful and professional. Any questions I had she was extremely helpful didn't need many follow up questions as she was so thorough in explaining everything in the first place. I couldn't recomend her enough 5 star service and so pleasant to talk to.
John, Bangor
Fantastic and professional service! Sheena went above and beyond to ensure we got the best deal possible and took the time to go over any questions we had in great detail. Sheena was prompt and the whole process was very easy. Would definitely recommend The Mortgage Clinic and especially Sheena!
Fiona, Belfast
Sheena was brilliant and as first time buyers made us feel more relaxed about the mortgage process. She talked through everything with us and explained it all thoroughly, ensuring we knew what option would be best for us. We left our initial meeting feeling positive and confident our mortgage application would be accepted. She kept us up to date if and when she needed to and the whole process ran so smoothly and quickly! I would highly recommend Sheena and The Mortgage Clinic to anyone that needs some advice as they offer a first class service. If we need mortgage advice again in the future we won’t hesitate to visit Sheena and anyone at The Mortgage Clinic again!
Niamh, Belfast
Sheena from the Mortgage Clinic helped us to buy our first house together. What would have been a very stressful process was made so much easier because of her advice and guidance. She was informative, friendly and helpful throughout. Any time we had additional questions she was always available. We got a Mortgage at the first attempt and couldn't be happier. We are so grateful to her and would recommend The Mortgage Clinic to everyone!
Emma, Ballynahinch
Always happy to answer questions and explained things well to help us make an informed decision. Profession and responsive and takes some of the stress away for you.
Patrick, Hitchin
I can't imagine having to go through the process as a first time buyer any other way. Nothing was too much for Sheena; she is an absolute gem in the industry who answered every question and query we had. She is always quick to respond, whether it is by email or by call, and she had us updated at every stage. I couldn't recommend her and the mortgage clinic enough to anyone going through the process. Forget the fee- it's utterly worth it!
Karina, Belfast
Prior meeting Sheena I approached 4-5 mortgage advisors however not happy with any of them. After consulting her I decided to go with the mortgage clinic. Sheena is expert in serving people with Mortgage queries and quite responsive. As a First-time buyer we had quite alot of queries and she patiently answered all of them. She helped us to get the mortgage approval within 3 weeks. I made a good decision by approaching mortgage clinic. I definitely recommend The Mortgage Clinic to everyone.
Priyanka, Belfast
Sheena was an absolute Godsend for us. She is the reason why we got our mortgage as first time buyers. Extremely professional and confident in all knowledge surrounding mortgages. Would recommend 1000 times over!
Grainne, Newtownabbey
Sheena at the Mortgage Clinic was professional, responsive, understanding, timely, approachable and offered sound advice in navigating us through our first mortgage (which was mixed currency, no less). Will absolutely be the first person I recommend to others and call myself as & when we have need to. Couldn't recommend highly enough.
Keith, Belfast
Thank you so much Sheena for all your help getting the loan. It was a pleasure doing business with you. Your personal attention to my financing was deeply appreciated. I would be happy to be a reference for you if needed. Thank you again for such a great experience. Sanjeeb Barik, Belfast
Sanjeeb, Belfast
Great customer service, painless process, during which I saved thousands. 10/10 would indebt myself over 30 years again.
Marco, Carrickfergus
My sister in law recommended the Mortgage Clinic, and we are so happy we chose them to help us with our mortgage application! My partner and I were first time buyers, and knew very little about mortgages, but Sheena was wonderfully helpful and clear when explaining the process and our options! She was always available to us, even at short notice, and kept us updated regularly while we awaited news from the bank. Sheena provided truly excellent service and we are very grateful for all her hard work in helping us to secure a great mortgage deal
Hannah, Belfast
Sheena was great at helping us get a mortgage application. As first time buyers there was a lot about the process we were unaware of and Sheena was able to guide us through the whole process smoothly. Great service and I will be happy to come back once it is time for us to get a new mortgage deal.
Stuart, Belfast
About us

UNFORTUNATELY, NOT ALL DIRECT ENQUIRIES CAN ALWAYS BE RESPONDED TO. IF YOU ARE NOT RECEIVING A RESPONSE WITHIN 24 HOURS OF A DIRECT ENQUIRY THEN PLEASE CALL AND LEAVE A VOICEMAIL.

The Mortgage Clinic are the 2020 winners of The best Independent Mortgage Advisory Firm Northern Ireland at the 'Worldwide Finance Awards' and the highest rated Mortgage Advice firm on Google with 100s of 5 star reviews.
Sheena Lalsingh of The Mortgage Clinic is also the winner of the 'Mortgage Broker of the Year' award for Trusted Professionals hosted by Unbiased.

Our services

The Mortgage Clinic Belfast offers independent mortgage advice for:

First Time Buyer Mortgages
Home Movers Mortgages
Buy to Let Mortgages
Remortgage / New Mortgage deals
Self build Mortgages
Co-ownership Mortgages

We are also Independent Insurance brokers for:

Life Insurance & Critical Illness insurance
Income Protection insurance
Accident & Sickness Insurance
Redundancy Insurance
Home Insurance, Building Insurance & Contents Insurance
Landlord Insurance, Building Insurance & Contents Insurance
Private Health Insurance or Private Medical Insurance
Commercial Insurance

Where to find us
Head office address: 247 Lisburn Road, Belfast, BT9 7EN
Service coverage
Preferred clients
Minimum mortgage value
£0
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
  • icons
    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Adviser unavailable
This adviser is currently out of office and not available for contact
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FCA authorised
Last authorised 13th September 2021

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