This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
I specialise in later life needs and financial solutions. This includes Equity Release/Lifetime Mortgages and Retirement Interest Only Mortgages (RIO's) and as a Professional Member of the Air Later Life Academy I also address needs around *estate planning, wills, tax & trusts, power of attorney, long-term care* and guidance on pensions & benefit entitlements for later life clients. I am keen to discuss your needs with regard to any of the above as well as how Lifetime or RIO mortgages may be of value to you. Message or call me for a copy of my free, no-obligation pdf 'Twenty-One Myths About Equity Release'.
For a full list of Viva Retirement Solutions Advisers please refer to their website.
*Advice on these services will be referred to a Third Party
What I do best is to tailor a recommendation to you. If equity release is not right for you I will tell you why, and at no cost to you. Where a lifetime mortgage is the right solution for you my recommendation will be based around your needs now and around what you want your future to look like. This is all about you!
A lifetime mortgage is a long term commitment which could accumulate interest and is secured against your home.
Equity release is not right for everyone and may reduce the value of your estate
Our fee for arranging a Lifetime mortgage is £750 payable only on completion.
Research has shown that some companies charge over £1,500 or 1.95% of the loan, whatever is greater, for this service including a letter of suitability.
Viva Retirement Solutions is a trading name of Viva Retirement Ltd and is an Appointed Representative of Stonebridge Mortgage Solutions Ltd, which is regulated by the Financial Conduct Authority.
Registered Office: 4 Severnvale, London Colney, St Albans, Herts, AL2 1TE
Registered Company Number: 10756078 Registered in England & Wales
© 2020 Viva Retirement Solutions
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