Your Mortgage Room

Independent mortgage adviser  Atlas Chambers 33, Brighton, BN1 2RE
First meeting at adviser's own cost
We love helping clients achieve their goals and whether you’re investing in property or looking to buy your first home, our knowledge and proficiency will make the process as easy as possible.
We can advise you on
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Miss Charlotte Oakley
Company Director

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Mr Richard Branson
Company Director

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

What our clients say
Charlotte helped us with our mortgage renewal and it couldn't have been easier. She provided all the information we needed quickly and efficiently and was on hand throughout to answer any queries. It all went through seamlessly and we barely had to lift a finger. Huge thanks to Charlotte and Your Mortgage Room I would highly recommend!
Zoe Regan, Brighton
As first time buyers, we had very little knowledge of what the process would entail and what to expect. From the get-go, Richard has made it so easy and stress free for us. The communication we have had has been second to none, explaining every step along the way and providing regular updates and reassurance. We really can’t recommend Your Mortgage Room enough. We will definitely be using Richard to remortgage our home in the near future and would recommend his services to anyone.
Lucy Waller, East Sussex
Charlotte is excellent, I highly recommend her service. She completely put us (first time buyers) at ease and explained the whole process so we were well-informed and confident in the process from start to finish.
Rachel Pugh, East Sussex
Richard was originally recommended to me by a friend for my first mortgage 2 years ago, so we reached out and ever since doing so our interactions have been nothing but a delight - and the whole purchasing experience was seamless, and stress free. He gave great advice from start to finish, handled everything on our behalf which felt like all we needed to do throughout the whole process was just to add signatures. We have just completed our remortgage with Richard, which was just as efficient as the mortgage was - it was all discussed and finalised over the phone making it super simple. For the past 2-3 months Richard was checking rates on our behalf for improvements so you always know you're in safe hands. I can't recommend 'Your Mortgage Room' highly enough - we initially assumed obtaining a mortgage was a stressful experience, and maybe it is with some mortgage companies, but you'll never get that impression here, and after all said and done, what more can you ask for?
Danny Tozer, East Sussex
About us

Your Mortgage Room was founded by Charlotte Oakley in Brighton, East Sussex. We have over 20 years experience within the financial industry and many of those years have been spent working in Brighton and the surrounding areas such as Worthing and Shoreham.

We have adopted a ‘whole of market’ approach which means we are not tied to specific lenders like some of our competitors. If you want to buy your tenth property or re-mortgage your own home, we have the tools at our disposal to do it.

Our services

We are currently an online and telephone based brokerage, with systems that allow clients to easily send documents to us securely which makes the process seamless.

‘Our Mission’

“to provide you with whole of market advice tailored to your needs (as everyone is different) with a high standard of service to match your expectations”


We pride ourselves on the service that we will deliver, will go the extra mile to make sure our customer service is paramount and we will not charge for a consultation.

Where to find us
Head office address: Atlas Chambers 33, West Street, Brighton, BN1 2RE
Service coverage
Preferred clients
Minimum mortgage value
£250,000
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Response rating
7.0/10
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FCA authorised
Last authorised 13th September 2021

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