57% of advisers lack faith in the UK Government’s economic policy agenda ahead of the Autumn Budget
New Unbiased Pro research reveals that only 2% of advisers have confidence in the UK Government’s economic policy agenda.
36% of advisers say that they've received more enquiries ahead of the Budget.
1 in 10 said they think the upcoming announcement will create new opportunities for advice and growth, but 1 in 5 are worried that it will increase complexity or compliance burden.
The top three policies that advisers think will affect their clients the most are tax-free pension withdrawals and tax relief, inheritance tax, property taxes and national insurance.
London, 11 November 2025
New research by Unbiased Pro, the UK’s leading financial advice platform, reveals that over half (57%) lack confidence in the UK Government’s economic policy agenda over the next 12 months.
Only 2% show confidence in the government’s economic policy agenda.
The study of over 100 financial advisers on the Unbiased platform aimed to gather insights into their opinions, concerns, and expectations ahead of the UK Autumn Budget.
The research also reveals that 36% have seen an increase in enquiries ahead of the Autumn Budget, while only 19% report a decrease in demand.
The data also highlights that 1 in 4 (26%) advisers stated that “new budget policies” are the biggest economic challenge currently facing their clients. Only “tax uncertainty” is ranked higher (43%).
When asked how the Autumn Budget will affect their role, 1 in 5 (23%) expect upcoming announcements to increase complexity or the compliance burden. Whereas 1 in 10 (13%) believe it will create new opportunities for advice and growth.
When asked which speculated policies they believe will most likely affect their clients, ‘tax-free pension withdrawals and tax relief’ topped the list, with 24% of advisers listing it as a concern.
Below is a full breakdown of the responses when asked: ‘Which speculated policies are most likely to affect your clients?’
| Response | Percentage |
|---|---|
| Tax-free pension withdrawals and tax relief | 24% |
| Inheritance tax | 22% |
| Property taxes and national insurance | 17% |
| Wealth tax | 14% |
| Personal allowance threshold freeze | 9% |
| Capital gains tax | 8% |
| Salary sacrifice | 6% |
Despite this, 93% of advisers feel prepared to advise their clients on potential changes.
Unbiased Pro, which drove £37 billion in assets under management from advice enquiries in 2024, also found that the change to inheritance tax on pensions had the biggest impact on clients in last year's Autumn Budget, with 54% listing it as the most impactful policy.
Currently, “tax planning” is the financial topic clients are most concerned about.
Below is the full breakdown of the responses when asked: ‘What financial topics are clients most concerned about right now?’
| Response | Percentage |
|---|---|
| Tax planning (inheritance tax, CGT, etc.) | 36% |
| Retirement planning and pensions | 28% |
| Property and housing market | 24% |
| Investment performance | 6% |
| Cash savings and ISAs | 5% |
Matt Cockayne, chief revenue officer at Unbiased Pro, said:
“Advisers are clearly bracing for impact ahead of the Autumn Budget, with many anticipating increased complexity and compliance demands.
“While confidence in the government’s economic agenda remains low, advisers continue to play a vital role in helping clients navigate uncertainty. Their preparedness and resilience underscore the importance of accessible, high-quality financial advice, especially in times of change.
“At Unbiased, we’re committed to helping advisers connect with more consumers, faster, so they can focus on what they do best: delivering trusted, high-quality advice.”
About Unbiased
Unbiased is an AI-enabled financial advice platform, empowering people to make confident financial decisions and delivering unrivalled growth for advice firms.
With the greatest wealth transfer in history now underway, Unbiased connects people to trusted advice across pensions and retirement, inheritance planning, mortgages, accountancy, and more.
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