How to find the right mortgage adviser

  • Make sure you are clear about what you are trying to achieve so you don’t waste your time and money.
  • Before you make any appointments, talk to three or four different mortgage adviser firms – you’ll want to make sure you ask them all the questions that are important to you – so write a checklist to make sure you ask them all the same questions to make it easier to compare. Ask about their qualifications – what they are, what they mean; ask how long the firm has been in business, and what your adviser specialises in.
  • Ask about ways to pay charges and fees that might make it easier for you – and as with all things these days, if you think it’s too expensive, see if you can negotiate a better deal or payment options that suit you better. 
  • Do they talk to you in plain English or are they using jargon terms that you don’t understand?
  • You can check your mortgage adviser’s status online –mortgage advisers are regulated by the Financial Conduct Authority, and you should be able to find both the firm and the individual adviser on the FCA register.
  • Use the options within our online search to refine and focus your search to get a list of the advisers who best fit your needs.