The recent failure of a scheme that promised 11% annual returns has left investors with devastating losses, in some cases wiping out whole pension pots. Nick Green warns savers not to let greed cloud their judgement.
When the going gets tough, the tough get going. New findings show that the pension saving message is at last filtering through to young people. But are the older generations now the ones who are being complacent? Article by Nick Green.
Too many women are still putting their futures in jeopardy by leaving their partners to handle the finances. As new research highlights their different financial planning needs, IFA Susan Hill encourages more women to take control of their lives. Article by Nick Green.
Self-employed people still face an uphill struggle in mortgage applications, but help is at hand. Though some lenders have tightened their criteria, others are working with mortgage brokers to encourage buyers with complex incomes. Article by Nick Green.
Nine out of 10 investors are beginning to move their capital into ‘greener’ investments in response to the threat of climate change – and are increasingly avoiding assets with a big environmental impact. Nick Green looks at what sustainable investing could mean for you and your money.
The pandemic has prompted Brits to reassess their finances – in particular, areas like life insurance. But with pet insurance more than four times as popular as critical illness cover, and lots of misinformation about, have we got our priorities straight? Article by Nick Green.
The pandemic has increased people’s demand for pension advice they can rely on, according to new Unbiased data. But with many still suspicious of advice, how can you tell the difference between a genuine financial adviser and salesperson? Article by Nick Green.
The disruption of the pandemic may have had one positive side-effect for homebuyers who have struggled to get a mortgage. With so many now facing financial uncertainties, lenders are having to be more flexible – and ‘complex credit mortgages’ could be on the rise. Article by Nick Green.
As Covid disrupts pension saving for millions of workers, one generation in particular may see its best-laid retirement plans going awry. But are these latest findings just another reminder than we should all be trying harder to save for old age? Article by Nick Green.
First-time buyers should be able to secure a mortgage with as little as a 5% deposit, with the government underwriting 95% loans, thanks to new measures in the 2021 Budget. The stamp duty holiday has also been extended. Article by Nick Green.
Maxing out an ISA with one of the top 28 investment trusts would have made you a millionaire over the past two decades. As stocks & shares ISAs pass the test of time, Nick Green looks at the pros and cons of using them versus cash.
Pension saving among self-employed people is still too low, according to Unbiased research. But by getting a better understanding of your pension, you can build a more positive attitude towards it and maximise its tax-busting powers. Article by Nick Green.