High-risk borrowing is at its highest level since the 2008 financial crisis, according to the Bank of England. But as first-time buyers benefit from record low fixed rates, there is a danger that some are overreaching themselves.
Crime against older people has taken an even nastier turn. Now that pensions are more easily accessible, con-artists are scenting easy money. Fight back against the pension muggers with our self-defence tips.
Users of Unbiased reveal their solid grasp of some aspects of personal finance – but worrying gaps in other areas. We break down the results of our ‘Back to School’ money quiz to show where people most need advice.
‘One day, son, sixty per cent of this will be yours…’ Is inheritance tax the most unpopular tax of all? IFA Steve Johnson offers his tips for those who feel they have already been ‘taxed to death’.
Fears of a global downturn and other pressures such as Brexit are prompting UK investors to take a defensive stance. Higher-growth equities are being ditched in favour of more stable bonds and gold, which are seeing extraordinary demand.
Could the state pension age be raised to 75? That’s the proposal of the controversial think-tank behind Universal Credit – while a report by Aviva reveals worrying ignorance over pensions in general.
Super-long fixed rate mortgage deals continue to make a comeback, as Virgin Money launches the first 15-year fix since 2008. The mortgage is available for buyers with surprisingly low deposits – but such long deals may not be right for every buyer.
Many members of workplace pension schemes are losing out on thousands of pounds due to variations in provider fees, according to a new comparison index. Differences in pension default funds also give rise to significant inequalities.
The Help-to-Buy ISA will close this year to new applicants, while another popular home-buying resource – the Help-to-Buy scheme – is also ending in the near future. But this double whammy for first-time buyers isn’t as bad as it looks.
A revolutionary new form of investment promises to turn conservationists and capitalists into unlikely allies. The ‘Rhino bond’ is the world’s first financial instrument created to protect a species – and investors are interested.
As Toy Story 4 passes $650m at the box office, we look back at the ugly duckling company that finally took flight – and see what lessons the Pixar story may hold for your business.