People in the UK still have good saving habits, with 8 out of 10 households managing to put away at least something every month. But low interest rates and an aversion to risk have left many losing money to inflation. Can a nation of savers learn to invest? Article by Nick Green.
The new First Homes scheme is now being piloted in Bolsover and will be rolled out across England from the end of June. It offers first-time buyers – and key workers especially – the chance to buy locally and affordably. However, some parts of the UK will remain much more affordable than others. Article by Nick Green.
Despite the economic hit of the pandemic, the housing market has rarely been more bullish. But with price growth now at a seven-year high, buyers can’t afford any blunders in their mortgage applications. Here are the hidden pitfalls to watch out for. Article by Nick Green.
The monthly paycheque could one day be history. A new trend for on-demand wages has gathered pace during lockdown. But does it really help people manage their spending, or just perpetuate a hand-to-mouth attitude? Article by Nick Green.
Bitcoin is now trading at over five times its price just a year ago, and other cryptocurrencies have seen price surges of up to 18,000%. But is it a golden opportunity, or a bubble in imminent danger of collapse? And is crypto worth the environmental cost? Article by Nick Green.
The recent failure of a scheme that promised 11% annual returns has left investors with devastating losses, in some cases wiping out whole pension pots. Nick Green warns savers not to let greed cloud their judgement.
When the going gets tough, the tough get going. New findings show that the pension saving message is at last filtering through to young people. But are the older generations now the ones who are being complacent? Article by Nick Green.
Too many women are still putting their futures in jeopardy by leaving their partners to handle the finances. As new research highlights their different financial planning needs, IFA Susan Hill encourages more women to take control of their lives. Article by Nick Green.
Self-employed people still face an uphill struggle in mortgage applications, but help is at hand. Though some lenders have tightened their criteria, others are working with mortgage brokers to encourage buyers with complex incomes. Article by Nick Green.
Nine out of 10 investors are beginning to move their capital into ‘greener’ investments in response to the threat of climate change – and are increasingly avoiding assets with a big environmental impact. Nick Green looks at what sustainable investing could mean for you and your money.
The pandemic has prompted Brits to reassess their finances – in particular, areas like life insurance. But with pet insurance more than four times as popular as critical illness cover, and lots of misinformation about, have we got our priorities straight? Article by Nick Green.
The pandemic has increased people’s demand for pension advice they can rely on, according to new Unbiased data. But with many still suspicious of advice, how can you tell the difference between a genuine financial adviser and salesperson? Article by Nick Green.
The disruption of the pandemic may have had one positive side-effect for homebuyers who have struggled to get a mortgage. With so many now facing financial uncertainties, lenders are having to be more flexible – and ‘complex credit mortgages’ could be on the rise. Article by Nick Green.