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Top 10 Independent (IFAs) & Restricted Financial Advisers in Scotland

Find the best FCA regulated financial advisers in Scotland. Get expert help near you with pensions, investments, retirement planning and more
Scotland
Advanta Wealth

Advanta Wealth

Helensburgh
Initial consultation free
FCA verified
Independent
With Advanta it’s always personal. We offer professional financial planning, with a personal touch. It’s how we’ll help you plan for the future and grow your wealth in a way that’s just right for you. Your way.
Clients
helped
1055
Minimum
wealth
£250k+
Meet the team
Lindsay Janyckyj
Melissa Charles
Can help with
Pensions & retirement
Financial planning
Investments
Tax & trust planning
Savings
Titan Wealth Planning Ltd

Titan Wealth Planning Ltd

Edinburgh
Initial consultation free
FCA verified
Independent
Whatever your financial goals, we’re here to help you achieve them. We focus on understanding your unique aspirations and objectives, then develop solutions specific to your ever evolving needs and life circumstances to achieve your financial aims.
Clients
helped
26
Minimum
wealth
£100k+
Meet the team
Nicole Diamond
Nik Scragg
James Reekie
Can help with
Pensions & retirement
Financial planning
Investments
Insurance & protection
Tax & trust planning
Savings
Business
Long Term Care
Active Financial Planners Ltd

Active Financial Planners Ltd

Grindon
Initial consultation free
FCA verified
Independent
As Chartered Financial Planners we advise out clients on how best to meet their short term and long term goals. This includes Tax Planning, ISA, Investments, Pensions, Insurance Protection and Financial Planning.
Clients
helped
86
Minimum
wealth
£50k+
Meet the team
Can help with
Pensions & retirement
Financial planning
Investments
Insurance & protection
Tax & trust planning
Savings
Business
Long Term Care
M&G Advice

M&G Advice

Ballymena
Initial consultation free
FCA verified
Restricted
We provide clients with expert advice on key areas of financial planning including accessing your pension, making sure you get the most from your tax allowances, protecting your loved ones and more. Whatever your financial goals – we can help.
Clients
helped
2234
Minimum
wealth
£20k+
Meet the team
L
Can help with
Investments
Savings
Financial Solutions NI LLP

Financial Solutions NI LLP

Bangor
Initial consultation free
FCA verified
Independent
Financial Solutions NI is a family owned and managed independent practice helping clients across Northern Ireland. We offer unbiased independent investment advice and strategic financial planning solutions to individuals, trustees and business owners.
Clients
helped
Recently added
Minimum
wealth
£0+
Meet the team
Andrew Gordon
Can help with
Pensions & retirement
Financial planning
Investments
Tax & trust planning
Savings
Long Term Care
Advies Wealth Ltd

Advies Wealth Ltd

Linlithgow
Initial consultation free
FCA verified
Independent
We are one of the Leading UK Specialists in Independent, FCA-Authorised DB Pension Transfer Advice.
Clients
helped
527
Minimum
wealth
£50k+
Meet the team
Aatif Shafi
Can help with
Octopus Money

Octopus Money

Glasgow
Initial consultation free
FCA verified
Restricted
You’ve worked hard for your money – now make sure it’s working hard for you. Octopus Money is here to change the financial advice industry for the better. We're a certified B-corp, built on 25 years of experience and named Advice Firm of the Year 2025.
Clients
helped
100
Minimum
wealth
£250k+
Meet the team
Owen Lewis
Can help with
Pensions & retirement
Financial planning
Investments
Tax & trust planning
Savings
Clayton Cumming - True Potential Wealth Management

Clayton Cumming - True Potential Wealth Management

Falkirk
Initial consultation free
FCA verified
Restricted
I am a pensions expert and Partner with True Potential Wealth Management, specialising in the complex area of Defined Benefit/Final Salary advice, pre and post retirement planning, investments and inheritance tax planning.
Clients
helped
337
Minimum
wealth
£100k+
Meet the team
Clayton Cumming
Can help with
Pensions & retirement
Financial planning
Investments
Savings
Business
Advanced Asset Consultants Ltd

Advanced Asset Consultants Ltd

Troon
Initial consultation free
FCA verified
Independent
Chartered Financial Planning practice providing Solutions throughout the UK for every stage of your financial life, delivering a first class service from a firm that truly puts clients at the centre of everything we do.
Clients
helped
351
Minimum
wealth
£100k+
Meet the team
Kevin Lynch BEng FPFS EFP
Scott Keachie  BA (Hons) DipFA AwPTER EFA
Dave McConnell MSc FPFS EFP
Pauline Doherty FPFS EFP
Can help with
Pensions & retirement
Financial planning
Investments
Tax & trust planning
Savings
Business
Long Term Care
Stockbroking services
The Pension Planner

The Pension Planner

Middlesbrough
Initial consultation free
FCA verified
Independent
We are highly rated (4.9/5 on Trustpilot) Independent Financial Advisers in Middlesbrough helping people at every stage of retirement to maximise their pension and achieve their ideal lifestyle. We aim to make your retirement as simple as possible!
Clients
helped
5702
Minimum
wealth
£100k+
Meet the team
Andrew Hursthouse
Nicholas Pratt
Shane Kao
Dave Garforth
Craig Holland
+1
Can help with
Pensions & retirement
Business
Frequently Asked Questions about Financial Advisers in Scotland