Top 10 Mortgage Advisers & Brokers in Scotland

We are a whole of market mortgage and protection brokerage based in Chester. At Proper Advice, we specialise in mortgage and protection advice - delivering clear, tailored solutions to help you secure your home and safeguard your future.

Dillon Mortgages is a family run business with over 50 years of financial services experience helping all our clients with a wide range of financial needs. We specialise in Later Life Lending and offer a range of Estate Planning advice.

Professional Adviser Awards - Winners 2026, 2023 & 2022 M&A Today Global Awards 2025 - Scottish Mortgage Adviser of the Year - Neil Gallagher NatWest Local Hero Mortgage Awards 2019 - Best Firm, Scotland

Professional Whole of Market mortgage advice tailored to suit your own circumstances. Whether you are purchasing your first home, second home, BTL, looking to remortgage or anything else we can help. Poor/adverse credit? We can help :)

Hi! My name is Tim Spencer, The Later Life Lending Expert and the Managing Director of Optimus Mortgages. I help people live a better retirement through bespoke later-life lending, and I believe that financial solutions should be made simple for everyone.

My aim is to support clients through their mortgage journey by providing simple, straightforward mortgage advice together with personalised, quick & efficient service. 20+ years in financial services, with access to whole of market and exclusive rates.

We are committed to putting our clients at the heart of everything we do and to providing the best possible service.

A mortgage transaction can be a stressful time in anyone’s life. We’re here to help, assist, advise and take the individual by the hand from start to finish to ensure the process is as stress free as possible.

Tailored Solutions, Trust Advice.

Whole of Market advice from a professional, family run business.