Pensions for the self-employed

If you’re self-employed, there are two main ways of getting a pension to save up for retirement. One is to set up your own personal pension scheme. The other is to enrol in the government’s NEST scheme, providing that you meet the simple qualifying criteria.

How does NEST work?

The National Employment Savings Trust (NEST) has been set up by the government to provide workplace pensions schemes. If you’re self-employed (and eligible) you can enrol online. NEST provides a defined contribution pension that you can access in the normal way.

If you’re also an employer, you can use NEST to offer a workplace pension to your employees, if you don’t want to set up your own pension scheme.

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