News

What if you had only one day to save for retirement? What would that day be like? We compress your life into 24 hours to show you how little time you have to build your pension pot. The clock is ticking… Article by Nick Green

Pension annuity rates have been falling for some time. Can an annuity still provide could value for you in retirement, or should you explore other options? We take you through some ‘what if?’ scenarios to help you weigh up the alternatives to the traditional annuity. Article by Nick Green.

Next year is expected to see the introduction of the new pension dashboard – a place to manage all of your pensions in one place. But doubts are already being raised over its security and effectiveness in such a complex market. Article by Nick Green.

Dividends can be the secret weapon in the investor’s armoury. What are they, what are the benefits and drawbacks, and – most importantly – what role can they play in your portfolio overall? Here’s a quick introduction to these tantalising payments. Article by Nick Green.

Record numbers of people are transferring out of their defined benefit pension schemes in exchange for a fixed pot of money. But is this new ‘gold rush’ finally running out of steam? Article by Nick Green.

Are you spending your pension too fast? The latest survey by free guidance provider Pension Wise suggests that today’s pensioners risk running out of money if they don’t receive guidance when accessing their pots. Article by Nick Green.

Research has found some pension providers may charge you up to 10 per cent of your pension pot just to access the money. This in turn could severely restrict your retirement options. How can a financial adviser help you avoid this trap? Article by Nick Green.

Bitcoin, Ethereum, Ripple, Litecoin, Zcash, Dash… Suddenly the investing world is full of the new ‘cryptocurrencies’. But what are they really, how do they work, and are they an investment – or just a gamble? IFA Steve Johnson takes up the challenge.

If you want something done properly, should you do it yourself – or hire an expert instead? The truth is, it depends. IFA Steve Johnson is here with some tips on how to choose the right kind of investing for you.

Two pension experts offer their simple but high-value tips on maximising your state pension – whatever age you might be now. How much money might you risk missing out on? Article by Nick Green.