People in the UK still have good saving habits, with 8 out of 10 households managing to put away at least something every month. But low interest rates and an aversion to risk have left many losing money to inflation. Can a nation of savers learn to invest? Article by Nick Green.
Bitcoin is now trading at over five times its price just a year ago, and other cryptocurrencies have seen price surges of up to 18,000%. But is it a golden opportunity, or a bubble in imminent danger of collapse? And is crypto worth the environmental cost? Article by Nick Green.
The recent failure of a scheme that promised 11% annual returns has left investors with devastating losses, in some cases wiping out whole pension pots. Nick Green warns savers not to let greed cloud their judgement.
When the going gets tough, the tough get going. New findings show that the pension saving message is at last filtering through to young people. But are the older generations now the ones who are being complacent? Article by Nick Green.
Too many women are still putting their futures in jeopardy by leaving their partners to handle the finances. As new research highlights their different financial planning needs, IFA Susan Hill encourages more women to take control of their lives. Article by Nick Green.
Nine out of 10 investors are beginning to move their capital into ‘greener’ investments in response to the threat of climate change – and are increasingly avoiding assets with a big environmental impact. Nick Green looks at what sustainable investing could mean for you and your money.
The pandemic has prompted Brits to reassess their finances – in particular, areas like life insurance. But with pet insurance more than four times as popular as critical illness cover, and lots of misinformation about, have we got our priorities straight? Article by Nick Green.
The pandemic has increased people’s demand for pension advice they can rely on, according to new Unbiased data. But with many still suspicious of advice, how can you tell the difference between a genuine financial adviser and salesperson? Article by Nick Green.
As Covid disrupts pension saving for millions of workers, one generation in particular may see its best-laid retirement plans going awry. But are these latest findings just another reminder than we should all be trying harder to save for old age? Article by Nick Green.
Maxing out an ISA with one of the top 28 investment trusts would have made you a millionaire over the past two decades. As stocks & shares ISAs pass the test of time, Nick Green looks at the pros and cons of using them versus cash.
The pandemic and resulting lockdowns have hit self-employed people especially hard – and one of the side-effects has been a fall in their pension contributions. Nick Green warns of the potential ‘long Covid effect’ on retirement income for the self-employed.
One of the pandemic’s lesser effects is how it has upset many long-term plans. Many Brits have been forced to reassess their retirement choices and perhaps make snap decisions. But if your planned retirement looks suddenly in doubt, what should you do? Article by Nick Green.
For once, the New Year hype is justified – the whole world is looking forward to a better year ahead. But 2020 didn’t just bring a pandemic. It also taught us some useful lessons in life and finance that could pay off in years to come. Article by Nick Green.