For most people lucky enough to own one, their biggest financial asset is their house. And it may have been your long-term plan to sell up in retirement and live off the proceeds. But when it comes to the crunch, could you do it? Article by Nick Green.
What if you had only one day to save for retirement? What would that day be like? We compress your life into 24 hours to show you how little time you have to build your pension pot. The clock is ticking… Article by Nick Green
Pension annuity rates have been falling for some time. Can an annuity still provide could value for you in retirement, or should you explore other options? We take you through some ‘what if?’ scenarios to help you weigh up the alternatives to the traditional annuity. Article by Nick Green.
Next year is expected to see the introduction of the new pension dashboard – a place to manage all of your pensions in one place. But doubts are already being raised over its security and effectiveness in such a complex market. Article by Nick Green.
Dividends can be the secret weapon in the investor’s armoury. What are they, what are the benefits and drawbacks, and – most importantly – what role can they play in your portfolio overall? Here’s a quick introduction to these tantalising payments. Article by Nick Green.
Record numbers of people are transferring out of their defined benefit pension schemes in exchange for a fixed pot of money. But is this new ‘gold rush’ finally running out of steam? Article by Nick Green.
Are you spending your pension too fast? The latest survey by free guidance provider Pension Wise suggests that today’s pensioners risk running out of money if they don’t receive guidance when accessing their pots. Article by Nick Green.
Research has found some pension providers may charge you up to 10 per cent of your pension pot just to access the money. This in turn could severely restrict your retirement options. How can a financial adviser help you avoid this trap? Article by Nick Green.
We like to think we are becoming a more equal society, but women continue to face a particular set of challenges when it comes to managing their income and planning for the future. Jo Noon, head of Cockburn Lucas for Women, explains why women need to take a different approach when arranging their finances.
Bitcoin, Ethereum, Ripple, Litecoin, Zcash, Dash… Suddenly the investing world is full of the new ‘cryptocurrencies’. But what are they really, how do they work, and are they an investment – or just a gamble? IFA Steve Johnson takes up the challenge.
Your workplace pension is an amazing long-term savings vehicle. But do you know about its secret top gears? Steven Mason, chartered financial planner at Gilliland Neilson Brown, reveals how to put your pension in the fast lane.
If you want something done properly, should you do it yourself – or hire an expert instead? The truth is, it depends. IFA Steve Johnson is here with some tips on how to choose the right kind of investing for you.