‘Grandma, what did you do in the coronavirus lockdown?’ ‘That’s when I started the family business.’ Yes, we have to stay at home – but that’s no reason to be bitter. Sweeten your lockdown experience by taking some decisive financial action at last.
In 20 years of working as a scaffolder, Darren never had an accident at work. And then he did. But despite severe injuries, he was able to get back on his feet – thanks to the insurance he’d taken out just three months before.
The COVID-19 crisis has hit stock markets hard in recent weeks. This can be a serious issue for anyone relying on a pension pot, either near-retirement or post-retirement. What can you do to cushion the impact of a market crash?
The coronavirus outbreak means that mingling and meeting new people may be out – at least for a while. But the advice to self-isolate is no barrier to finding financial advice – as most IFAs and mortgage brokers are happy to help you remotely.
If you have a £100,000 pension pot, your retirement income will probably be around £5,000-£8,000 per year. However, it could be more or less than that, depending on various circumstances include how and when you choose to access your pension. Here’s how to estimate your retirement income.
After severe battlefield injuries left him with complications, former paratrooper Damien struggled to find affordable life insurance back home. Then he thought to seek advice from a protection specialist.
We’ve grown used to thinking of Conservative governments as being all about tax cuts. But a leading economic think tank has warned that tax rises are now necessary to deliver on spending plans. We offer some predictions based on the options available to the new Chancellor.
The number of advisers willing to transfer final salary pensions is falling, due to the perceived risks. Meanwhile, the popularity of equity release is snowballing. But are Brits aware of the risks involved there too?
Rumours have resurfaced that pension tax relief may be about to change. The former Chancellor Sajid Javid was said to be looking at a flat rate for all – but what would this mean for pension savers, and how likely is it?
Is there a gulf between men and women in how they manage their finances? Our research suggests there might be. See if you can escape your gender stereotype. Is a pound in a purse the same as one in a wallet?
The UK is out of the European Union. What, if anything, does this mean for you and your finances? We look ahead to post-Brexit Britain and the implications for both your money and your lifestyle.
If you’re a higher-rate taxpayer with a workplace or personal pension, then submitting a tax-return (and doing it properly) is a must. Otherwise you’ll miss out on valuable benefits, and might also face hefty tax penalties.