Are you better at living for today than planning for tomorrow? A long-running experiment has shown how being unable to hold back can hold you back in the long term. Adrian Kidd, lifestyle financial planner at Radcliffe & Newlands, would like to offer you a marshmallow.
If the UK is leaving the European Union, what – if anything – might be the knock-on effect on the money in your pocket, and on your long-term financial plans? Adrian Kidd, lifestyle financial planner at Radcliffe & Newlands, makes some predictions and offers some expert tips.
Why could our grandparents buy sweets for a ha’penny, but children’s pocket-money is now measured in pounds? It’s all to do with inflation – and your savings, investments and pensions may soon begin to feel the pinch. Article by Armstrong Watson. It’s often said that inflation is the enemy of the investor – and they
As you try to save more for retirement, your liquid assets may start to run dry. Make sure you have money on tap as well as plenty in the tank. Craig, who plans to downsize when he retires, has been doing up an old house. He’s pretty confident at DIY, but one thing he did
Do you always go for the first one you see? Or are you more the shop-around type? Taking time to explore doesn’t just make it more likely that you’ll find what you’re looking for. It means you could also discover so much more. Here’s how to celebrate being a ‘searcher’. Whether you’re in the market
You might think your finances are all about the numbers, but it’s easy to forget one of the biggest factors: people. Money is spent by people, and human beings behave far less predictably than numbers. Graham Clark of NW Brown introduces the mysterious world of behavioural finance. When you’re putting together any sort of investment
To general amazement, the UK elected a Conservative majority to form a new government. What could this mean for your money? Here’s a run-down of what’s happening now, what’s likely to happen, and what might. A pensioner in Glasgow staked £30,000 on the Conservatives winning a majority in the General Election, and duly raked in
Now is the perfect time to sweat your assets – it’s MoneyFlex Week. Get into a new financial fitness regime and see how many pounds you could gain! Could your money gain more muscle tone? Can you improve your saving stamina? Is your pension pulling its weight? Discover the answer to all these questions and more
We all know time is money – but it’s not quite as simple as that. Here’s the trick to investing them both in the wisest possible way. In which economy can you find the wildest exchange rates? Give up? It’s not in any country. It’s in that clock on the wall. A minute of your
So just what is the easiest way to be £50,000 better off when you retire? Matthew Harris, director of Dalbeath Financial Planning, reveals how a simple phone call might win you a life-changing amount of money. If you happened to win £50,000 on Million Pound Drop, you’d count that a good night’s work. It’s a
Young people have it tough these days, financially – and they often need help from Mum and Dad. But it’s particular lucky if Mum happens to be a financial planner. Anna Sofat, Director of Addidi Wealth, has had her daughter listening to her for a change… My daughter, who is now 26, is fairly independent-minded
One little decision can change your life forever, whether it’s choosing to start a family, or buying an annuity to give you an income in retirement. We’ve been thinking a lot about the moments that matter, and the moments when people are most likely to seek professional advice. So what have we learned? ‘Moment’ is