April Mortgages plans to launch a new Dutch-style mortgage in the UK. Here's what you need to know.
Mortgage rates are continuing on a downward trajectory as we enter 2024. We look at whether this will continue this year.
This article looks at why mortgage rates have recently been falling in the UK and whether this is expected to continue in 2024.
House prices rose unexpectedly during April, arresting seven consecutive months of declines. And while a rebound is too early to call, the prospect of a crash looks increasingly doubtful.
Despite soaring above 6 per cent last autumn, fixed-rates mortgage deals are starting to improve. But with interest rates predicted to continue rising this year, will mortgage rates follow suit? And how can borrowers choose the right deal?
The Bank of England has recently announced that it will be dropping mortgage affordability checks from 1 August 2022. After eight years in place, what has prompted this move, and what could it mean for you?
The government has launched a review of the mortgage market to help millions of people on low incomes get onto the property ladder. So, what do these proposals look like, and how can you benefit from them?
The new First Homes scheme is now being piloted in Bolsover and will be rolled out across England from the end of June. It offers first-time buyers – and key workers especially – the chance to buy locally and affordably. However, some parts of the UK will remain much more affordable than others. Article by Nick Green.
Despite the economic hit of the pandemic, the housing market has rarely been more bullish. But with price growth now at a seven-year high, buyers can’t afford any blunders in their mortgage applications. Here are the hidden pitfalls to watch out for. Article by Nick Green.
Self-employed people still face an uphill struggle in mortgage applications, but help is at hand. Though some lenders have tightened their criteria, others are working with mortgage brokers to encourage buyers with complex incomes. Article by Nick Green.
The disruption of the pandemic may have had one positive side-effect for homebuyers who have struggled to get a mortgage. With so many now facing financial uncertainties, lenders are having to be more flexible – and ‘complex credit mortgages’ could be on the rise. Article by Nick Green.
First-time buyers should be able to secure a mortgage with as little as a 5% deposit, with the government underwriting 95% loans, thanks to new measures in the 2021 Budget. The stamp duty holiday has also been extended. Article by Nick Green.