4 Financial Planning

Independent Financial Adviser  Bristol and Bath Science Park, Emersons green, Gloucestershire, BS16 7FR
First meeting at adviser's own cost
Independent Advice on Pensions, Investments & Insurance covering Bristol & South Glos. Transparent fixed fee, financial advice which doesn't cost the earth.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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Accident & sickness
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Buildings and contents
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Commercial motor
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Large business
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Life insurance
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Payment protection insurance
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Small business
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Travel
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Group Pension/Stakeholder
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Group income protection
Response rating
8.1/10
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FCA authorised
Last authorised 30th March 2020
Meet our advisers
Ian Else
Founder and Financial Planner

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

What our clients say
Ian and I have worked together for 5 years now. His advice has always been honest, even if it wasn't what I wanted to hear. He's reliable and responds to my queries quickly. I trust and like him, that's why I wouldn't hesitate to recommend him.
John, Weston
About us

Bristol-based independent financial advice. We specialise in retirement planning, protection and investments.

We don't think financial should cost the earth. At 4 we concentrate on what matters, you and your money.

No lunches, boozy Golf days or fancy offices. Just expert and friendly financial planning.

Our services

We offer no-nonsense financial advice, focusing on 4 key areas.

1) Long-term planning (retirement)
2) Protection (would your loved ones be financially secure if someone died?)
3) Short-term planning (emergency savings, university fees)
4) Estate planning (what happens when you're gone)

Where to find us
Head office address: Bristol and Bath Science Park, Dirac Crescent, Bristol, Avon, BS16 7FR
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
8.1/10
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FCA authorised
Last authorised 30th March 2020

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