We can advise you on
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Business
- Commercial mortgages
- Corporate pension
- Employee benefits
- Group critical illness
- Group income protection
- Group life insurance
- Group private medical insurance
- Group protection
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Financial planning
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Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Traded endowment policies
- Unit trusts
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Mortgages
- Buy to let
- Commercial for individuals
- First time buyers
- Flexible
- High loan to value
- Remortgage
- Residential
- Right to buy
- Self build
- Self employed
- Sub prime
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
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Insurance & protection
- Accident & sickness
- Buildings and contents
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
- Payment protection insurance
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Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
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Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
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Long term care
Meet our advisers
Graham Scott DipFA
Independent Financial Adviser
Qualifications & Accreditations
Hide qualifications
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
DipFA - Diploma for Financial Advisers (IFS)
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
Alistair Donaldson CeFA, CeMAP, DipFA, MIFS
Director
Qualifications & Accreditations
Hide qualifications
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
DipFA - Diploma for Financial Advisers (IFS)
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
Anthony Craven CeFA, CeMAP, DipFA
Director
Qualifications & Accreditations
Hide qualifications
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
DipFA - Diploma for Financial Advisers (IFS)
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
Alan Jack MAQ, DipFA
Independent Financial Adviser
Qualifications & Accreditations
Hide qualifications
MAQ - Mortgage Advice Qualification (CII)
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
DipFA - Diploma for Financial Advisers (IFS)
The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice
Paul McKay CeFA, CeMAP, DipFA
Independent Financial Adviser
Qualifications & Accreditations
Hide qualifications
CeMAP - Certificate in Mortgage Advice and Practice (IFS)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
Diploma in Professional Financial Advice (SQA)
This qualification assesses a knowledge and understanding of the financial services industry including: regulation and ethics, personal taxation, investment principles and risk, pensions and retirement planning, financial protection
What our clients say
Graham Scott -Independent Financial Advisor arranged my house and contents insurance several months ago. I experienced major roof damage due to recent storms. The insurance company that Graham identified with a competitive quote have been superb - all resolved in a matter of two weeks - roof repaired and cheque in the post. Can't thank you enough Graham!!!
Gavin Rae, Oban
We recently moved house and Graham was able to arrange our new mortgage, a life policy to cover us both around the mortgage and even our new home and belongings with a home insurance policy. As he comes to us when it suits me, the whole process was no hassle at all.
Mr Watson,, Tarbert
When I retired and needed advice on how to get an income from my savings Graham was able to recommend a suitable product to get the income I needed to top up my pension and he visits me regularly to keep me informed on how my investment is doing.
Mrs Logan,, Oban
About us
A Plus Financial Advice are face-to-face Independent Financial Advice experts with over 50 years collective experience in ethical and socially responsible financial services. We provide advice in a range of areas across the financial spectrum including Investments, Pensions, Protection and Mortgages. Our Argyll adviser covers from Fort William in the North, to Campbeltown in the South and as far as Stirlingshire to the East as well as the islands of Islay, Jura, and Mull. We also provide advice to clients throughout Central Scotland. Any initial meetings to establish your needs and objectives are provided at NO COST to you.
Our services
We specialise in all the areas of family protection (income, life, mortgage, critical illness). Investments both on and offshore, ISAs, Unit Trusts, Investment bonds etc. We can assess your pension provision, arrange your mortgage or re-mortgage. We also provide tax planning and can provide trusts to mitiigate or minimise tax and IHT liabilities. In short, we help you the client, achieve your financial goals.
Compliance
A Plus Financial Advice Limited is authorised and regulated by the Financial Conduct Authority. Our FCA registration number is 569822. A Plus Financial Advice is an appointed representative of TenetConnect Limited , 5 Lister Hill, Horsforth, Leeds, LS18 5AZ, which is authorised and regulated by the Financial Conduct Authority. TenetConnect’s FCA
Registration number is 149826. TenetConnect Limited’s permitted business is advising and arranging on investments, mortgage and insurance contracts.
You can check this on the FCA’s register by visiting the FCA’s website www.fsa.gov.uk/register or by contacting the FCA on 0845 606 1234. We are covered by the FSCS. You may be entitled to compensation from the scheme if we cannot meet our obligations. This depends on the type of business and the circumstances of the claim.
Most types of investment business are covered up to a maximum limit of £50,000.
Insurance advising and arranging is covered for 90% of the claim, without any upper limit.
For compulsory classes of insurance, insurance advising and arranging is covered for 100% of the claim, without any upper limit.
Further information about compensation scheme arrangements is available from the FSCS.
A mortgage is a loan secured against your home. Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.
A pension is a long term investment, the fund value may fluctuate and can go down. Your eventual income may depend upon the size of the fund at retirement, future interest rates and tax legislation.
