Accudo Investments Limited

Independent Financial Adviser  Accudo House, Hampshire, Southsea, PO4 0PR
First meeting at adviser's own cost
Friendly and competent service to help you put your finances and investments in order and plan for a comfortable retirement.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Unit trusts
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Buildings and contents
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Critical illness
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Income protection insurance
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Life insurance
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Estate planning
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group life insurance
Response rating
10/10
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FCA authorised
Last authorised 19th October 2020
Meet our advisers
Igor Novakovic
Director / I F A

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

MCSI membership is full membership of the CISI, and denotes a high level of achievement and competence. It is awarded to those with a suitable combination of qualifications and experience

Claire Novakovic
Director/ IFA

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

Accreditations
Chartered Financial Planner
What our clients say
Approachable, knowledgable and professional.I've been working with Claire for just over a year and have been very happy with the service so far. Claire took the time to understand my overall requirements and preferences, then put together a strategy including what we needed to do and the best sequence in which to approach overall. This brought a lot of clarity and valuable guidance.Since then we have made great progress through each area of pensions, investments, children's savings. I am happy with where we are now and feel my finances are in much better shape thanks to Claire's guidance.
Steve Moss, Lee on Solent
I first met Claire eight or nine years ago she took the time to talk to me and find out extacly what i wanted as i wasn't entirely sure how best to invest my funds which were just sitting in the bank, also about spreading the risk. Claire has contacted me frequently to update me and made me aware of how my funds are progressing and made further suggestions for investments. I have a basic understand of my finances but it's been useful having Claire explain it to me in a manner which i understand. Fundamentally i have continued with Claire because i have trust and confidence in both her as an individual and her professional advice.
Rowena Anson, Basingstoke
Claire has been my Financial Adviser for around 13 years now (formerly when she managed the St Albans branch of Edward Jones and later via Accudo Investments Ltd in the recent years). Claire has looked after my pension schemes and my other investment business. I am very happy with the service I have received over the years, both in terms of the performance of my portfolio, the level of personnel service and Claires technical knowledge. When I first met Claire she informed me that she was a qualified chartered accountant, as well as a financial adviser, and as such she understands the tax planning aspect of financial advice, plus also the tax issues faced by small businesses. This struck a chord with me and I believe this is an extra string to Claires bow, over and above the expertise of many other advisers. As I am self-employed and I prefer to work with other owner managed businesses as I believe they have a similar ethos to myself in that owner/managers take pride in their work and are driven to provide the best long term service they can to clients. I would recommend Claire to anyone who wants to ensure that their investments are well looked after.
Nigel Ainsworth, St Albans
Claire's approach is extremely professional and she takes time to understand what the client is looking for long term before making any recommendations. She is personable and efficient and her annual reports are informative and so far extremely positive.
Lisa Parsons, London
Claire took time to understand my requirements and the way in which I approach my personal finances and tailors her approach to this extremely well. She takes the time to understand whether either my circumstances or my approach to risk etc have changed and adapts her advice accordingly. I always feel that Claire has done detailed research in advance of our reviews and like that she is prepared to make changes when there is the potential for higher growth.Have recommended Claire to others and they have been equally impressed.
Adam Fredman, London
Takes time to understand my needs. Advice given and questions answered in a way I can understand. I always feel Claire is "hands on" and not just reading a report and therefore feel that my finances are being looked after.
Jim Tyler, Portsmouth
About us

At Accudo Investments Ltd we offer a friendly, professional and personal service.
We help people plan for retirement whether that be via Personal Pension Plans, making appropriate choices from the range of options available for Defined Benefit Final Salary Schemes (including transfers where suitable), ISA's or general investment portfolios and we pride ourselves on listening to your individual needs and objectives. We also help business owners and private individuals achieve higher returns on their cash via tax efficient and easily accessible investments.

Our services

Investment and Pension Advice
Authorised Final Salary Transfer Advice
Wealth Management (Advisory)
Retirement Planning
Business and Shareholder Protection
Financial Planning
Friendly and competent service

Where to find us
Head office address: Accudo House, 89 St Ronans Road, Hampshire, Southsea, PO4 0PR
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£250,000
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Face to face
Response rating
10/10
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FCA authorised
Last authorised 19th October 2020

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