Achieve Financial Planning Limited

Independent Financial Adviser  Achieve Financial Planning Ltd, Inverness, Inverness, IV1 1LP
First meeting at adviser's own cost
You can trust us to provide excellent advice at a reasonable cost cost. We also provide a comprehensive ongoing service.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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OEICs
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Offshore investments
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Unit trusts
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Lump sum
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Regular savings
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Critical illness
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Income protection insurance
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Life insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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EEA
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Rest of world
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Long term care
Response rating
9.2/10
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FCA authorised
Last authorised 15th January 2020
Meet our advisers
James Sinclair FPFS, Chartered Financial Planner
Chartered Financial Planner

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This qualification assessed a knowledge and understanding of portfolio investment management.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assessed specialist supervisory knowledge and skills in the regulatory environment.

This examination assessed knowledge and understanding of income generating options and applying the knowledge to retirement planning situations.

This examination assessed knowledge and understanding of the range of investments available for planning of pensions and to be able to apply the construction of a pension portfolio management for a client.

This examination assessed the knowledge and understanding of economic factors that affect risk from different investments, product features and regulatory framework of retail investments, taxation liabilities and portfolio planning.

This AFPC module provided an advanced knowledge of life and health protection. The October 2004 examination qualified the individual to advise on long-term care insurance.

This examination assessed knowledge and understanding to analyse and evaluate a client’s circumstances and financial needs and produce a holistic financial solution based on an in-depth knowledge of financial services products.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.

Accreditations
Chartered Financial Planner
About us

Independent Financial Advisers.

We offer financial and investment planning advice to private individuals who are or aspire to be financially secure.

We specialise in wealth management (investment planning, retirement planning and estate planning) and work tirelessly in the best interest of our clients.

Our Chartered Financial Planner, James Sinclair has over 27 years experience and practices all the necessary skills to help you formulate and meet your objectives.

Many of our clients wish to maximise their retirement lifestyles but also need to know that they will not run out of money. We help them set a realistic income from their pensions and investments and then review this annually making adjustments when required.

We aim to:
Build Trust & Long Term Relationships
Provide Consistent High Quality Advice
Work With You Towards Your Goals
Be Pro-Active

Please visit <url hidden> for more information.

We have various services to accommodate clients with different levels of wealth.

Unbiased will receive an introduction fee from us before passing us your details.

Our services

Our clients trust us to guide them with their finances throughout their lives.

We help them develop a financial plan and manage their portfolio to meet their objectives.

Call us for a no obligation chat and we can ascertain if we can help you. If you progress to a meeting the first one is at our cost.

We believe our investment approach and cash flow forecasting software can help you ensure that you don't run our of money in your lifetime but enjoy your retirement to the full.

New clients are often surprised at the minimal additional cost of advice.

Where to find us

Achieve Financial Planning Ltd, 62 Academy Street, Inverness, Highland, IV1 1LP

Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£0
Advice methods
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    Face to face
Response rating
9.2/10
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FCA authorised
Last authorised 15th January 2020

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