Advanced Financial Planning

Initial consultation free
We pride ourselves on delivering simple and transparent financial advice for our clients, forging relationships that will last throughout their working lives and beyond.

We can advise you on

This firm is FCA registered and you can be confident that their treatment of customers conforms to the FCA’s strict criteria.

Meet our advisers

Mr Craig Loney APFS, CertPFS (DM)
Chartered Financial Planner
Mr Garry McDonald
Financial Adviser

What our clients say

‘I have had the good fortune to be looked after by Jim Smith for 25 years or so. I have always found him very knowledgeable, helpful and a pleasure to deal with. I can’t recommend him and his...
‘I have always found Advanced Financial Planning to be very professional, always keeping in touch with their clients and the staff are all very knowledgeable, friendly and very easy to deal with. I...
D Hutchison
‘I have used AFP for well over twenty years and their in depth knowledge and professionalism has proved invaluable to my financial wellbeing. I have recommended them to family and various colleagues...
‘I have been a client of Advanced Financial Planning for over 20 years. I have complete confidence in the team headed up by Jim Smith. Advice is completely independent of bias and focuses on the...
Cathy & Richard
‘We have been clients of Advanced Financial Planning Scotland Limited for over twenty years. During that time we have worked with Jim Smith on financial planning and investments that have evolved as...
When seeking financial guidance after my retirement, I was delighted to have found the experienced and trustworthy leadership provided by AFP. Anxieties about money matters were rapidly resolved as...


Your home may be repossessed if you do not keep up repayments on your mortgage.
Some buy to let mortgages are not regulated by the Financial Conduct Authority.

HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.

The value of investments and any income from them can fall as well as rise and you may not get back the original amount invested.

Legal information

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Any decision to transact business is made by you on the basis of your own enquiries.

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