1. Home
  2. breadcrumb-arrow
  3. Find an adviser
  4. breadcrumb-arrow
  5. South West
  6. breadcrumb-arrow
  7. Gloucestershire
  8. breadcrumb-arrow
  9. Gloucester
  10. breadcrumb-arrow
  11. Advice 4U Financial Planning Ltd

Advice 4U Financial Planning Ltd

Independent Financial Adviser  27 Kennett Gardens, Gloucester, Glos, GL4 5TZ
First meeting at adviser's own cost
I am passionate about helping you to achieve your financial goals and ambitions in life
We can advise you on
check
Annuity purchase
check
Auto enrolment
check
Pension consolidation
check
Pension drawdown
check
Pensions & divorce
check
Pensions & retirement planning
check
Pensions review
check
Pensions transfer
check
SIPPs
check
Stakeholder
check
Wealth management
check
Ethical investments
check
ISA / Unit Trusts / OEICs
check
Investing for income
check
Investment trusts
check
OEICs
check
Offshore investments
check
Socially responsible investments
check
Unit trusts
check
Lump sum
check
Regular savings
check
Savings for children
check
School fees planning
check
Accident & sickness
check
Critical illness
check
Healthcare
check
Income protection insurance
check
Large business
check
Life insurance
check
Payment protection insurance
check
Small business
check
Capital gains tax
check
Estate planning
check
Income tax
check
Taxation planning
check
Commercial mortgages
check
Corporate pension
check
Employee benefits
check
Group ISA
check
Group Pension/Stakeholder
check
Group Protection/Life Insurance
check
Group critical illness
check
Group income protection
check
Group life insurance
check
Group private medical insurance
Make an enquiry Request a call back Recommend to a friend
Response rating
9.0/10
phone Show number
check
FCA authorised
Last authorised 18th October 2021
Meet our advisers
MR Mike Rayer Dip PFS, CeMAP, ER1
Independent Financial Adviser

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

What our clients say
Mike is a trustworthy, hard-working financial adviser who will get you the best results with a friendly, personable manner. Working through tricky topics, Mike steered us through them, giving us all the facts and allowing us to make a decision. Honest and reliable, we would highly recommend him to people needing independent advice.
Charlotte Lewis, Cheltenham
Mike is a highly focussed and driven individual, but equally someone who will always make time where needed, in order to go that extra mile and provide the personal touch. He has been a great mentor to me over the years for which I owe him a huge thanks and am sincerely grateful for.
Steve Gilpin, Bristol
Joshua Morse Marketing: Provocative Innovation for Brands and Products “ I always value Mike’s advice. Not only does he know his stuff, he also communicates it in a way which us mere mortals can understand. I think it is really important to have a high level of professional trust. Equally importantly is someone you can enjoy talking with. Mike fits the bill on both fronts.
Joshua Morse, Gloucester
About us

As a “Whole of Market” IFA Mike is not tied to any provider and he can advise on products from all financial institutions. Mike's aim is to develop long term relationships with his clients enabling him to provide accurate financial advice, and to adjust the financial planning to maximise changes in legislation and client circumstances. Mike will continue to support you with regular reviews and adapt your strategy as markets and financial legislation change, to ensure your financial aspirations are achieved.

Our services

A truly Independent Financial Adviser Mike is not tied to any providers enabling him to find the best value products and services matched perfectly to your needs.
With over 25 years’ experience in financial services Mike is well positioned to advise you on every aspect of your finances, with special expertise in group and personal pensions, investments, business and personal protection.

Where to find us
Head office address: 27 Kennett Gardens, Abbeymead, Gloucester, GL4 5TZ
Preferred clients
Minimum wealth (income/assets)
£101,000
Minimum pension value
£101,000
Minimum mortgage value
£251,000
Special offers
Choose an Unbiased exclusive special offer:
Offers terms
Advice methods
  • phoneButton
    Telephone
  • icons
    Face to face
Make an enquiry Request a call back Recommend to a friend
Response rating
9.0/10
phone Show number
check
FCA authorised
Last authorised 18th October 2021

Similar advisers near you

Alexander House Financial Planning Ltd.
Restricted - whole of market 0.58 mi
Providing experienced financial advice remotely - friendly, ethical, knowledgeable, and professional. Alexander House Financial Planning can look after all your financial needs.
 
See profile
Greenland Financial Planning Ltd
Independent Financial Adviser 1.11 mi
We aim to add real value to your financial situation and to give you financial peace of mind.
 
See profile
CSLP Ltd
Independent Financial Adviser 1.24 mi
We offer a Chartered Financial Planning Service which is professional, Independent and local. You can expect the highest quality advice.
 
See profile
Flying Colours
Independent Financial Adviser 1.46 mi
Our mission is to improve the returns of your pensions & investments by minimising costs & maximising the value of financial advice.
 
See profile