Affluent Financial Planning Limited

Independent Affluent Financial Planning Ltd, Kirkinner Place, 1 Main Street, Renfrewshire, Bridge of Weir, PA11 3AA

First meeting at adviser's own cost

Response rating

7.0 /10

11th November 2019

We provide you with a bespoke Lifestyle Financial Plan to help you achieve financial independence

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
Savings
- Lump sum
- Regular savings
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
Long Term Care
- Long term care

Make an enquiry Request a call back 01505 438875 Recommend to a friend

Meet our advisers

Carl Melvin

Financial Planner

Qualifications & Accreditations Hide qualifications

CFP - Certified Financial Planner Licence (IFP)

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

FPFS - Fellow, Personal Finance Society (PFS)

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

CF9 - Pensions Simplification (CII)

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

AFPC - Advanced Financial Planning Certificate (CII)

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

G60 - Pensions (CII)

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

FIFP - Fellow of the Institute of Financial Planning (IFP)

Fellow members will have passed the Institute’s fellowship examinations and have demonstrated five years relevant experience.

CF2 - Investment and Risk (CII)

This examination assesses a knowledge and understanding of investment products and the risks involved.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

Chartered Wealth Manager

This qualification is a specialist qualification which demonstrates a knowledge and understanding of Financial Markets, Portfolio Construction Theory and Applied Wealth Management.

Accreditations

What our clients say

Carl provided me with a detailed financial plan which showed the outcomes based on various scenarios. He is clearly very knowledgable and explained everything in easy to understand language . The plan has allowed me to have a good level of confidence in terms of my future financial affairs - it feels very re-assuring.

James Ormonde, Bridge of Weir

Helped by completing a full financial analysis Plan which covered our current financial position, and options going forward with sound advice on everything from pensions to savings/investments, to provide us with a robust financial platform to guide us on our way to a secure and happy retirement!

Alan Beattie, Bridge of Weir

Carl is very thorough & explains everything clearly, providing all the necessary information regarding very complicated financial matters. His knowledge & approach reinforces your trust & when you have very little experience in these matters you need the right information & a person you can trust.

Clare Kennedy, Bridge of Weir

Where to find us

Affluent Financial Planning Ltd, Kirkinner Place, 1 Main Street, Renfrewshire, Bridge of Weir, PA11 3AA

Make an enquiry

About us

We are a multi award winning financial planning firm specialising in helping you answer life’s big questions such as:
When can I stop working and live the life I want without the fear of running out of money?
How much money do I need to live a great life in retirement?
Can I give my children a lump sum and still be ok in old age?
How much do I need to sell my business for?

We build a long-term relationship with you to help you meet your immediate goals, as well as ensuring your financial security now and in the future. We do this by using sophisticated financial modelling software to create your individually tailored dynamic Lifestyle Financial Plan. Your Lifestyle Financial Plan then acts as your road map to help you navigate to a great financial future.

We help you get financially organised and take care of the numbers and tax planning stuff, so you don’t have to.

We are available to clients in Glasgow, Inverclyde, North Ayrshire and Renfrewshire - Bishopton, Bridge of Weir, Brookfield, Elderslie, Erskine, Greenock, Houston, Howwood, Inchinnan, Kilbarchan, Kilmacolm, Langbank, Largs, Johnstone, Paisley.

Our services

We offer a truly personalised service and will work with you over the long-term to help you achieve your financial goals. Our service is designed as a premium service to a select number of affluent individuals who value integrity, expertise, professionalism and personal service.

Most of our clients are either high earners with a joint family gross income of £100,000 per year or more – or have total savings, investments and pension fund values of £250,000 +.

We help people considering a transfer of final salary pension benefits where the transfer value offered is £500,000 or more.

Compliance

Affluent Financial Planning is authorised and regulated by the Financial Conduct Authority under firm reference number 173259

Make an enquiry Request a call back 01505 438875 Recommend to a friend

We can advise you on

Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
Financial planning
- Wealth management
Investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
Savings
- Lump sum
- Regular savings
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
Long Term Care
- Long term care

Advice methods

Telephone
Online (Live chat, video, email)
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£100,000

Minimum pension value

£100,000

Minimum mortgage value

£0

Compliance

Affluent Financial Planning is authorised and regulated by the Financial Conduct Authority under firm reference number 173259

Make an enquiry Request a call back 01505 438875 Recommend to a friend

Contact options

Make an enquiry Request
a call back 01505 438875 Recommend to a friend

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