AFH Wealth Managment

Independent Financial Adviser  Darwen Road, Bolton, Greater manchester, BL7 9JQ
First meeting at adviser's own cost
After a long career in the Royal Military Police and private security industry working in Iraq and Afghanistan providing safety and security for people, I now provide peace of mind and financial security for people that are seeking advice. This could be for retirement, paying for children’s education, mitigating taxes or even ensuring that should the something happen to them they have a back up plan to help in that difficult time. As an Independant Financial Adviser I work with you to plan your financial goals. I work with a financial planning-led wealth management mindset, because I believe an effective financial plan can help you to make the most of your money.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Buy to let
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Buying first home
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Equity release
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Mortgage protection
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Next home / Remortgaging
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Large business
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Life insurance
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Payment protection insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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EEA
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Stockbroking services
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 20th January 2020
Meet our advisers
Damian Cross

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

Accreditations
Certified Financial Planner
What our clients say
What were the circumstances that caused you to look for a financial adviser? I wanted understanding on my future How did Damian Cross help you? He helped me choose the best and right package for my circumstances Have you seen the outcome you were hoping for? Yes What could they have done better? I can't think of anything he could have done better
Wayne, Blackpool
What were the circumstances that caused you to look for a financial adviser? I was wrongly informed by a previous financial adviser, whilst transferring a final salary pension to a private pension, this costing me to lose thousands of pounds. How did Damian Cross help you? Damian gave me the correct advise to re-invest what I had remaining, gaining what I had lost back. Damian also put me in contact with a friend of his whom is know chasing my previous adviser for compensation. Have you seen the outcome you were hoping for? Yes. What could they have done better? No constructive suggestions I am very impressed with Damian.
Craig, Liverpool
What were the circumstances that caused you to look for a financial adviser? I wanted to start a pension. How did Damian Cross help you? Damian set myself and my wife's pension up as well as relevant life insurance, advised us to make a will and provided quotes for a mortgage. Have you seen the outcome you were hoping for? Our pension was on track, it dipped a bit but has fully recovered and grown in line with predictions and expectations. What could they have done better? Damian was the utmost professional, very clear, concise, genuinely caring and above all honest! I couldn't have asked for more or suggest any improvements in his service. He negotiated a great deal and package for us, we're extremely happy with his services and will continue to use him for all of our financial advice and will recommend him to friends and family.
John and Wendy, Crosby
Damian helped me put in place the right protection for me and my family. I felt comfortable with him straight away and he didn't try to sell me anything I wasn't looking for. It has been few months since I received his help and I still very happy. I would recommend him to anyone seeking or worried about seeking advice.
Diana, Manchester
What were the circumstances that caused you to look for a financial adviser? Previous financial advisor retired so needed a new advisor. How did Damian Cross help you? Damian has provided me with great advice regarding pensions and investments in a manner which is simple to understand. Have you seen the outcome you were hoping for? Whilst it is still early days projections show that I made a good choice. What could they have done better? Honestly Damian couldn’t have done anything better. He’s a really nice bloke who gives sound, clear advice.
Simon, Cheshire
What were the circumstances that caused you to look for a financial adviser? With so many life insurance and protection policies available on the market, it can be confusing to know which ones are the best for my family. To remove any sense of doubt or worry, I contacted Damian Cross, who was able to explain all of the options and help me understand how I can best protect myself and my family. How did Damian Cross help you? Damian was very patient and listened to my concerns and what I wanted in place if anything should happen to my family or me. He discussed the best options clearly and was very helpful throughout each step of the application. He knows his stuff and gave informed advice and support when needed. Have you seen the outcome you were hoping for? Definitely, it has put my mind at rest, knowing the insurance and protection has been taken care of. Knowing that even if the worst did happen, I have sought the best possible advice and service to protect myself, my family and my assets. What could they have done better? Damian demonstrated his extensive experience, understanding and knowledge of all the financial services available. He has shown a lot of care and willingness to help us get the best results with our protection and insurance; therefore, I do not have any recommendations or constructive suggestions to improve the service.
Mary, Poulton-le-Fylde
About us

Whether you are looking to plan your retirement, protect your family’s future or discuss your business requirements, as an adviser with AFH, we take an holistic approach to ensure all your financial needs and aspirations are discussed, understood and met. We as advisers are supported by a team of investment and research specialists, to ensure you receive the best solutions on the market for your circumstances. With nearly 30 years of experience, we use our expertise and size to drive down costs for our clients and continue to work towards offering you the best service possible.

Where to find us

Darwen Road, Bromley Cross, Lancashire, BL7 9JQ

Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£100,000
Minimum mortgage value
£125,000
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 20th January 2020

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