Appleton Gerrard Private Wealth Management

“I am a retired former marketing consultant whose business rather petered out in 2008, subsequently followed by painful divorce proceedings over a three year period. I was forced to leave London to live in Nottingham with my elderly mother who later died leaving me a small legacy. I am not exactly financially illiterate but, there again, no expert either. Luckily for me Kusal was recommended to me by a former marketing friend. I journeyed to Manchester not knowing what to expect . . . but I needn’t have worried . . Kusal was courteous, polite and totally sympathetic to my predicament. He took me through the Appleton Gerrard ‘investigative mill’, assessing the levels of risk I was prepared to undertake (not much at my age and low levels of income!) and what type of investment would be suitable for me before setting out a plan to look after me into my dotage (!). He also gave me invaluable help during the difficult financial negotiations associated with my divorce. I can state with all due sincerity that I wouldn’t move a financial muscle without consulting Kusal . . . his advice has been priceless. I cannot recommend him highly enough . . . you won’t be surprised to hear that he has become a loyal and trusted friend.”

"When I was thinking about retiring I approached Kusal for advice. I have consulted Kusal on many occasions and he has always dealt with my queries with great patience – never have I felt rushed or that I am wasting his time I felt he was well informed on the topics discussed and I felt free to discuss other financial matters as well (apart from my NHS and private pension) The main benefit for me was that I received advice from an adviser with sound knowledge and it was a pleasant experience with no pressure to purchase any particular product. I am very satisfied. I feel very confident about trusting Kusal with my personal information I would recommend Kusal to others… In my experience, Kusal is someone who I feel can genuinely focus on the client’s needs and give appropriate good advice without undue pressure to purchase particular products."

Having retired, moved to the area and lost confidence in my previous adviser, I decided that a new financial planner was essential. I drew up a shortlist of three and Kusal came out the winner by a mile. He did not charge me for my first meeting, but got to know my needs/goals and financial ambitions. He is professional, confident and assured about the industry he finds himself in. He tries to ensure that his clients understand the products that he recommends and pitches products appropriate to the clients risk awareness levels. He sees me as often as I require, meetings are well organised and followed up with a written account of the proceedings. He is always available for the little emergencies that [infrequently] occur in my financial life. He openly discussed fees right from the start and has returned fees that I did not know were being charged! I feel that I get good value for money, but more importantly, I trust him.