This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.
To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.
This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.
This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.
This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.
This examination assesses a knowledge and understanding of financial protection plans.
This examination assesses a knowledge and understanding of investment products and the risks involved.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
Based in Colchester, we’re an independent financial planning firm run by a Chartered Financial Planner, Stephen Buckle.
We are a team of experienced and highly qualified professionals who want to help you get the most from your money and your life.
• That not worrying about your finances is crucial to making the most of life.
• That having a strong financial plan gives you the comfort and freedom to enjoy life to the full.
• That investing money and using financial products is solely for the purpose of fulfilling life goals.
We provide support to people from different walks of life. We often work with people who are approaching retirement:
• People approaching retirement: As you reach your fifties, you may begin thinking more seriously about how and when you might retire. We’ll help you to feel confident about your future and finances.
• People who have already retired: If you’ve already retired, you will want to make sure you’re making the most of your wealth. We’ll help you to enjoy your retirement and plan for the future.
We believe we offer advice and service that sets us apart from the crowd and makes a real, tangible difference to the lives of those we work with.
• We’re financial planners, not just advisers
As Financial Planners, we help you make sensible decisions about money that can help you achieve your goals in life. We don’t focus on products and providers; our clients always come first. Our service isn’t a quick, one-off fix either. We believe in building lifelong relationships that keep you on the right track to achieving every goal you have.
• We offer an independent, bespoke service
Because we are independent and privately owned by our directors, we aren’t subject to influence from external parties. Our advice is therefore totally impartial and the solutions we recommend to you are completely bespoke; selected solely for the purpose of you, your family and your goals.
• We’re run by a Chartered Financial Planner
In 2014, our Financial Planner Stephen was awarded the prestigious and exclusive title of Chartered Financial Planner. The title is the highest accolade within financial planning and widely accepted as the gold standard qualification for professional financial advisers in the UK.
• We’re here to listen, not just advise
A big part of our service is helping clients to understand and articulate what it is they really want from life; something you might not initially expect from a financial professional! Through relaxed conversation, we’ll help you to piece together the goals you have for your life, even if you don’t know what they are right at this moment.
• We work with local people
We work with those who live in and around Essex and Suffolk. Our office is based in Essex, and the majority of our clients come to see us here. We’re proud to be part of the local community and help those who are part of it too.
• We’re regulated and trustworthy
In an age of financial scams, it’s important to ensure you work with a regulated firm. We are authorised and regulated by the Financial Conduct Authority, and you can find us on the FCA register by clicking here
While unbiased.co.uk endeavours to verify the information
provided as thoroughly as possible,
it is your responsibility to ensure the adviser you choose is appropriate and regulated
for the business you are transacting.
Any decision to transact business is made by you on the basis of your own enquiries. To check that an adviser is regulated, you can contact the relevant regulatory or professional body.