Response rating

9.0/10

25th September 2017

Ashworth Financial Planning Ltd

Independent Financial Adviser 7 Park Lane Business Centre, Park Lane, Langham, Colchester, CO4 5WR

First meeting at adviser's own cost

Providing peace of mind that your finances are ready for whatever the future may hold.

We can advise you on

Financial planning
- Wealth management
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Insurance & protection
- Accident & sickness
- Critical illness
- Income protection insurance
- Life insurance
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Long term care
- Long term care

Meet our advisers

Stephen Buckle BA (Hons) APFS

Chartered Financial Planner

Qualifications & Accreditations Hide qualifications

AF3 - Pension Planning (CII)

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

CF3 - Financial Protection (CII)

This examination assesses a knowledge and understanding of financial protection plans.

CF4 - Retirement Planning (CII)

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

AF4 - Investment Planning (CII)

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

J05 - Pension Income Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

R02 - Investment Principles (CII)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

APFS - Associate, Personal Finance Society (PFS)

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

J04 - Pension Funding Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

CF2 - Investment and Risk (CII)

This examination assesses a knowledge and understanding of investment products and the risks involved.

Accreditations

What our clients say

I was approaching retirement and wasn’t sure of the best way to access the money held within my pensions. I was referred to Steve by a friend of mine who was already a client of Steve’s. I have no regrets. Steve has dealt with my affairs competently and professionally and I wouldn’t hesitate to recommend him. Steve guided me through all of the options and then recommended the best course of action for me as I gradually exit my business and move into retirement. My wife and I now have regular review meetings with Steve and I am pleased with how things are progressing and look forward to many years of us working together

Jimmy Butler, Suffolk

Before we met with Steve we were reasonably confident about our financial position, however, with his help we now have real clarity. We feel more organised and more confident about spending money as we move into and through retirement. He helped us to understand what our financial future looks like and we could see that we didn’t need to worry as much as we were. He has given us the confidence to spend money on experiences whilst we’re still fit and able to enjoy them! More holidays this year and next, safe in the knowledge that we can do so without the worry of running out of money. We now have regular meetings with Steve to make sure everything remains on track and we look forward to working with him for the foreseeable future.

Steve Baker & Lynda Johnson, Colchester

Where to find us

About us

We look after the financial health of families across Essex & Suffolk.

We help them to create a financial structure that supports the life they want to live.

We provide the peace of mind that their finances are ready for whatever the future may hold.

Our services

We are experts in helping our clients achieve and maintain financial freedom.

To us, financial freedom means having sufficient capital and/or income to live the life you want, doing all the things you want to do in the manner in which you want to do them, safe in the knowledge that you won’t ever run out of money, whatever happens. That’s what we mean by financial freedom.

We are directly authorised by the Financial Conduct Authority.

We are not part of or controlled by a larger organisation.

We provide unbiased recommendations without any conflict of interest.

Compliance

Ashworth Financial Planning Ltd. is a company registered in England and Wales.
Registeration number: 8401597. Registered office: 7 Park Lane Business Centre, Park Lane, Colchester, Essex, CO4 5WR.
Authorised and regulated by the Financial Conduct Authority (606805).

We can advise you on

Financial planning
- Wealth management
Investments
- Ethical investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Socially responsible investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Insurance & protection
- Accident & sickness
- Critical illness
- Income protection insurance
- Life insurance
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Long term care
- Long term care

Advice methods

Telephone
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£100,000

Minimum pension value

£100,000

Minimum mortgage value

£0

Compliance

Contact options

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