Aspect8

It is with great pleasure that we offer a testimonial for Bernardo Hunte of Aspect8. We have used his services for a few years, undertaking to sort and explain our very complicated portfolios. The various investment funds had been taken out over the previous thirty years and we really didn't have a clue as to which were working well for our changing requirements and which to disband with. Bernardo gathered as much paper work as we could muster, as you appreciate quite a substantial amount. After a few phone calls to confirm several questions asked, Bernardo made an initial appointment to help us understand our situation. After the completion of a few meetings we were left in no doubt as to the best way forward. Every aspect of our portfolios were explained in full, in an uncomplicated manner, ensuring we understood each phase before the next one was moved onto. Bernardo's pleasant disposition, understanding of his trade and the changes in law and the options open to us were made easy to discuss as at no time did we feel forced to make a decision there and then. Every question was answered in 'plain' English with explained use of any jargon used. We would thoroughly recommend Bernardo for his financial wisdom and advice offered to which ever level you care to take. Finally, the added advantage is not only is Bernardo an associate of a great award winning company but he has the back up of a truly amazing personal assistant, Suzanne.

As I was nearing retirement I was advised by my pension company that I needed independent advice and agreement to move a defined benefits pension to a Self-Invested Personal Pension (SIPP) through another provider. As this was a specialist area of pensions with some advisors not qualified to provide this advice and agreement, I selected Bernardo Hunte after contacting a number of advisors to understand their methodology and charges. Bernardo understood this complex area and he explained clearly the various options available, including taking specialist advice on the tax implications of the Lifetime Allowance on the various pension options. He liaised with the existing pension provider to gain clarity on the transfer value of the pension, which included a guaranteed minimum pension, when the existing provider was not being clear or helpful. I would recommend Bernardo to others where there is a need to obtain advice on complex pension situations.

My husband and I have known Bernardo Hunte since 1989. Over the years Bernardo has assisted us across a wide range of financial planning areas too numerous to mention. Recently my husband’s health has deteriorated and he has now entered a local residential care home. Bernardo undertook the challenge of structuring my husband’s finances so that his security of residency at the care home is rock solid whilst allowing me to remain living in the marital home. He has also ensured that our respective Wills are now updated to reflect our current position. I feel I can face the future with total confidence. I have enjoyed dealing with Bernardo because I have found him totally trustworthy and caring and not only is he highly qualified and has a considerable knowledge of financial matters he has the ability to translate financial jargon into simple language. I have no hesitation in recommending his services.

I was widowed at a young age and had to re-organise my finances completely. At this difficult time in my life, financial security was of great importance. I interviewed several financial advisors. Bernardo was the one I chose, not only because he worked independently but he spoke with clarity and asked first that I should identify for him what was most important to me. I had been used to making financial decisions but being entirely alone with them was a different matter. As we talked, I felt that he listened to me and dealt with my worries. I understood his explanations and felt confident we would work through my situation together. I have always found him a reassuring voice and have recommended him to many friends.

I was first introduced to Bernardo Hunte shortly before I took early retirement in June 2006. At that time I had very little idea about managing the various pension funds I have to maximise the benefit for my wife and myself. Bernardo explained the various options to me so that I could more easily decide what was best for us. Since June 2006 we have had regular meetings to discuss the performance of my fund, new legislation and the tax implications. Bernardo’s help and advice have been invaluable and his straightforward down to earth approach has helped me enormously. The greatest compliment I can pay to him is to recommend him to others which I have been happy to do on more than one occasion.