Bark Financial Ltd

Financial Adviser (Restricted Whole of Market) 182 Southampton Road, Hampshire, Ringwood, BH24 1JG

First meeting at adviser's own cost

Response rating

7.0/10

12th November 2018

PLAIN SPEAKING, FINANCIAL PLANNING ADVICE MADE CLEAR. Professional advice based on a wealth of knowledge, wisdom and experience.

We can advise you on

Financial planning
- Wealth management
Investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Unit trusts
Mortgages
- Buy to let
- Equity release
- Remortgage
- Residential
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
- Small business
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning

Meet our advisers

Sarah Butler DipPFS

Financial Adviser

Qualifications & Accreditations Hide qualifications

R08 - Pensions Update Programme

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

CF9 - Pensions Simplification (CII)

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

CeMAP - Certificate in Mortgage Advice and Practice (LIBF)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

Dip PFS - Personal Finance Society Diploma (PFS)

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

R01 - Financial Services, Regulation and Ethics (CII)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

HR1 - Home Reversion Plans (CII)

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

CF7 - Certificate in Lifetime Mortgages Activities (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

R02 - Investment Principles (CII)

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

J02 - Trusts (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

J01 - Personal Tax (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

Where to find us

182 Southampton Road, Hampshire, Ringwood, BH24 1JG

About us

Plain speaking financial planning advice made clear. Bark Financial Ltd is an appointed representative of Intrinsic Financial Planning. The advice we provide is Restricted Plus. This means that we provide advice from a carefully selected panel of providers, platforms and investment funds. If we can not find a suitable product or provider from that panel we are able to research the Whole of the Market to find a solution. Our advice on mortgages and annuities however is "whole of market".

Our services

Professional advice based on knowledge, wisdom and experience, explained in a way that is clear and easy to understand.

We listen and take time getting to know you.
Firstly, protecting yourself and your family then helping you get to where you want to be by working with you to create a plan that you understand and feel is sustainable for you.

Tax efficient planning advice using investments and pension planning. Our At Retirement planning aims to help you relax and enjoy your leisure years. We also specialise in Equity Release.

Compliance

The value of the investment can go down as well as up and you may not get back as much as you put in.

Your home may be repossessed if you do not keep up repayments on your mortgage.

We will always treat you fairly. You can expect in all our dealings with you that we will:
Ø treat you as we ourselves would expect to be treated
Ø never take advantage of you
Ø be open and honest
Ø quickly put right any mistake that we make.
Restricted advice – We will advise and make a recommendation for you after we
have assessed your needs, but we only offer advice on limited types of products,
or products from one company or a limited number of companies.
Payment for our services will be on the basis of an agreed Advice Charge. We will discuss your
payment options with you and answer any questions you have. We will not charge you until we
have agreed with you how we will be paid.

Bark Financial Ltd is an appointed representative of Intrinsic Financial Planning Ltd and Intrinsic Mortgage Planning Ltd, which are authorised and regulated by the Financial Conduct Authority. Intrinsic Financial Planning Ltd and Intrinsic Mortgage Planning Ltd are entered on the FCA register (http://www.fca.org.uk/register) under references 440703 and 440718

Estate planning, trusts planning, taxation advice and some buy to lets are not regulated by the Financial Conduct Authority

We can advise you on

Financial planning
- Wealth management
Investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Unit trusts
Mortgages
- Buy to let
- Equity release
- Remortgage
- Residential
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Insurance & protection
- Critical illness
- Income protection insurance
- Life insurance
- Small business
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning

Advice methods

Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£50,000

Minimum pension value

£50,000

Minimum mortgage value

£125,000

Compliance

Contact options

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