Beacon Wealth Management Ltd.

Independent Financial Adviser  The Old Chapel, Kimbolton, Cambridgeshire, PE28 0HW
First meeting at adviser's own cost
Speak to an adviser directly, phone number displayed. Best Advisers in East of England 2013 and 2015. Chartered and Independent.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Traded endowment policies
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Buildings and contents
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Critical illness
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Healthcare
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Home and leisure
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Income protection insurance
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Large business
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Life insurance
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Payment protection insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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EEA
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 17th February 2020
Meet our advisers
David Botterill-Scott
Chartered Independent Financial Adviser
Tom Kenny DipPFS, CeMAP, CeFAP
Adviser

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assess a knowledge and understanding of the Financial Services environment, UK Financial Services and Regulation, the principles of investment, investment products, financial protection, retirement planning and investment advice knowledge.

Accreditations
Chartered Financial Planner
Tony Larkins CFP, APFS, FCMI, Chartered and Certified Financial Planner
Chartered and Certified Financial Planner and Director

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

This examination demonstrated that the individual has a knowledge and understanding of all financial planning aspects of running a business and an ability to advise clients appropriately.

MCSI membership is full membership of the CISI, and denotes a high level of achievement and competence. It is awarded to those with a suitable combination of qualifications and experience

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

Accreditations
Certified Financial Planner Chartered Financial Planner
What our clients say
“Liz and I would both like to thank you very much for your help and advice in managing our finances. It is important that the financial decisions that we are making as we approach retirement are the correct ones, and we are confident that having your help and advice at this stage in our lives has enabled us to make the right choices about how we look after and plan our finances. Further, it is also a huge bonus to be able to deal with you personally on a friendly basis and not feel any pressure to take any action that we were not comfortable with. We regard our decision to seek help and advice from Beacon as one that we are very glad to have made and would be pleased to recommend your services to others.”
Mr Cliff Owen, Cambridgeshire
“I had read about Beacon’s reputation through the local media, and decided to let them look after my own personal pension affairs. After seeing for myself the excellent work they had done, I chose Beacon to help us set up the company’s Workplace Pension Scheme. They are a great company to do business with and deserving of the accolades they have received”
Steve Greenall, Cambridgeshire
A meeting was arranged with Tony Larkins of Beacon. In our first meeting Tony helped us to save approx £10,000 just by talking over our issues and by advising us what box to tick?! Excellent advice and service.
Lynda Colley, Milton Keynes
About us

"We have a direct phone number, allowing you to speak with an adviser almost instantly. Please also note our many testimonials from happy clients below."
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Award winning company, Beacon Wealth Management Ltd, Chartered Financial Planners are completely independent financial advisers (IFAs), who research the whole of the market and make your financial security and ambitions a priority.
Acknowledged as one of the best advisers in the East of England <phone number hidden>. Beacon Wealth Management Ltd are committed to delivering the highest quality advice, to help you live the life you have always dreamed of.

Our services

Managing your finances can prove to be time consuming and complex, with many choices on offer. You may already have your finances in place but feel they are not meeting your expectations. Perhaps you are seeking expert advice from professionals who will create a bespoke portfolio for you. (Corporate and/or Personal)
Your financial needs and aspirations are our top priority. We will make sure you are kept up to date on the latest developments, ensuring you are in the best possible position to make informed decisions.
Beacons in-house investment portfolios generate a lot of interest – see website for statistics.

Where to find us

The Old Chapel, Thrapston Road, Kimbolton, Huntingdon, Cambridgeshire, PE28 0HW

Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£50,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 17th February 2020

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