Beaufort Financial

Independent Financial Adviser 4 Long Street, Stoney Stanton, Leicestershire, Leicester, LE9 4DQ

First meeting at adviser's own cost

Response rating

10/10

11th June 2018

we'll help you plan for your future by identifying aspirations, creating confidence and achieving objectives.

We can advise you on

Financial planning
- Wealth management
Investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Long term care
- Long term care

Meet our advisers

Paul Gorman APFS

Chartered Financial Planner

Qualifications & Accreditations Hide qualifications

CFP - Certified Financial Planner Licence (IFP)

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

J04 - Pension Funding Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

G10 - Taxation and Trusts (CII)

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

CF9 - Pensions Simplification (CII)

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

R01 - Financial Services, Regulation and Ethics (CII)

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

ER1 - Equity Release (CII)

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

Chartered Financial Planner (CII)

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

AFPC - Advanced Financial Planning Certificate (CII)

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

AF5 - Financial Planning Process (CII)

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

J05 - Pension Income Options (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

J01 - Personal Tax (CII)

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

G60 - Pensions (CII)

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

CF8 - Certificate in Long-Term Care Insurance (CII)

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

CF4 - Retirement Planning (CII)

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

CF3 - Financial Protection (CII)

This examination assesses a knowledge and understanding of financial protection plans.

AF3 - Pension Planning (CII)

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

Accreditations

What our clients say

I have been dealing with Paul for many years and always found him to be very professional, trustworthy and approachable. He is an understanding listener who has always given me sound advice. I appreciate the way he explains the various options available to me. I am extremely pleased and grateful with the outcome from the investments he has made on my behalf.

Barbara, Worcestershire

We have now grouped all our savings, investments etc into one place (a wrap), which is a much easier way of keeping track of all the different categories. Paul has been to see us at home twice now and we have found him to be very professional and knowledgeable which makes us feel we can put our trust in him. He has an easy manner and is happy to explain things very simply if we do not understand. We breathed a sigh of relief when we offloaded it all into the scheme he chose for us.

Patricia, Staffordshire

Paul is very knowledgeable and uses his experience to convey a strategy in easily-understood terms. He enhances his recommendations/knowledge with judicious use of cashflow and lifestyle planning software. He has access to the proven Beaufort fund management model and offers a reliable and prompt investment review service. He’s approachable and friendly and avoids the use of jargon…all in all, he comes highly recommended.

David, Staffordshire

Where to find us

About us

We are Chartered Financial Planners. This is our professions gold standard for firms of financial planners. Our principal adviser is a Chartered Financial Planner and a CFP Chartered Wealth Manager MCSI.

People usually to start working with us at important stages in their life, like close to or at retirement or the sale of a business, or when life changes unexpectedly, for example upon divorce or if an inheritance is received.

We are firm believers that life is for living and your money is there to help you achieve all that you want to do in life.

Our financial planning services focus upon helping you to do just that, and central to them is your Beaufort Financial Forecast and Plan.

With offices in Essington, Staffs and Leamington Spa, we provide advice and solutions to individuals and business owners located throughout the West Midlands, Coventry & Warwickshire and Staffordshire.

We are part of the Beaufort Group of Companies, a leading national group of financial planners, wealth managers and employee benefit consultants.

Our services

Beaufort's Financial Planning services are designed to help you achieve your financial and life goals. Your personal forecast and financial plan will show you where you are now financially and what you need to do to get to where you want to be.

You can be assured of exceptional support from a family run business and a planner and adviser with 30 years experience

Compliance

Beaufort Financial is a trading name of Beaufort Financial Planning (West Midlands) Limited. Beaufort Financial Planning (West Midlands) Limited is an appointed representative of Beaufort Financial Planning Limited, Falcon House, Black Eagle Close, Westerham, Kent. TN16 1SE, which is authorised and regulated by the Financial Conduct Authority.

We can advise you on

Financial planning
- Wealth management
Investments
- Investing for income
- Investment trusts
- ISAs
- OEICs
- Offshore investments
- Unit trusts
Pensions & retirement
- Annuity purchase
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Sipps
- Stakeholder
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
Savings
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Long term care
- Long term care

Advice methods

Telephone
Face to face

Special offers

Choose an Unbiased exclusive special offer:

Preferred clients

Minimum wealth (income/assets)

£100,000

Minimum pension value

£100,000

Minimum mortgage value

£0

Compliance

Contact options

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