Beckford James Chartered Financial Planners

Independent Financial Adviser  The Colmore Building, Birmingham, West midlands, B3 1AP
First meeting at adviser's own cost
We provide a structured and consistent approach to financial planning, giving clients confidence that they will achieve their financial goals.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Healthcare
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group income protection
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Group life insurance
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Group private medical insurance
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Long term care
Response rating
9.8/10
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FCA authorised
Last authorised 28th September 2020
Meet our advisers
David Neale DipPFS
Partner

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

At the end of this unit candidates should be able to analyse and apply financial information and portfolio management skills

This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.

This exam accesses understanding of the features and risks of different securities, the structure and features of the securities market and relevant factors and considerations for appropriate investment recommendations.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

This exam accesses understanding of key retail financial products such as savings, investments and tax wrappers.

Accreditations
Chartered Financial Planner
Michael J Shepherd DipPFS
Associate

This qualification helps advisers develop and demonstrate their financial planning capabilities. 

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

Accreditations
Certified Financial Planner
Justin Kai
Associate Financial Planner
What our clients say
‘The team at Beckford James went to great lengths to understand our business through a thorough initial research and review process. This inspired confidence and trust from the outset. In follow up the advisers presented clear discussions for structuring the business efficiently from areas such as business protection and how to structure this correctly in conjunction with our legal advisers, to pension and employee benefits in relation to Auto-Enrolment, to detailed work such as advice on individual investment structuring within Directors’ pension arrangements. The process allowed us to focus on priorities and the implementation was managed efficiently in building an effective ongoing relationship with trusted business advisers’
Mr B Evans, MD FleetMilne (Birmingham) Ltd, Birmingham
About us

Beckford James are independent chartered financial planners. Independent means that we work across the whole market to find the best solutions for clients' needs. Our chartered status is a reflection of our committment to professionalism, ethics and learning, all of which translate into our financial planning for clients. Our aim is to provide high quality client-centred planning and advice that addresses our clients' financial needs and we specialize in the areas of pension, investment and trust planning.

Our services

Beckford James aims to provide a structured and consistent approach to financial planning, giving our clients confidence that they will be able to achieve their financial goals.
As individuals have had to take increasingly more responsibility for their own financial futures, and with an ever changing legislative framework we aim to simplify the financial maze and work together with other professionals in order to help our clients to plan effectively for the future.

Where to find us
Head office address: The Colmore Building, 20 Colmore Circus, Birmingham, West Midlands, B4 6AT
Preferred clients
Minimum wealth (income/assets)
£50,000
Minimum pension value
£20,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.8/10
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FCA authorised
Last authorised 28th September 2020

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