Beneficial Financial Management
I provide friendly, low cost, easily understood planning for our clients. Specializing in Pensions Planning, Investments & Residential/BTL mortgages.
I am based in Warwick for work but look after clients throughout Warwickshire and the West Midlands.
We can advise you on
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Pensions & retirement
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Pension consolidation
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Pensions & retirement planning
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Next home / Remortgaging
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Self-employed mortgages
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Financial planning
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Offshore investments
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Socially responsible investments
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Savings for children
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School fees planning
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Insurance & protection
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Income protection insurance
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Tax & trust planning
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Last authorised 19th October 2020
Meet our advisers
Alan Francis BA (hons), DipFS
Financial Adviser
Qualifications & Accreditations
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R02 - Investment Principles (CII)
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This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
R05 - Financial Protection (CII)
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This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.
R03 - Personal Taxation (CII)
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This qualification assesses a knowledge and understanding of the UK taxation system, and the ability to analyse the taxation treatment of individuals and trusts during the investment advice process.
MAQ - Mortgage Advice Qualification (CII)
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This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
R01 - Financial Services, Regulation and Ethics (CII)
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This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
Dip PFS - Personal Finance Society Diploma (PFS)
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To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
R04 - Pensions and Retirement Planning (CII)
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This qualification assesses a knowledge and understanding of an ability to analyse pension and retirement planning issues.
What our clients say
Alan is a first class IFA with particular expertise in the areas of pensions and investments. He actively manages the funds he has care of, on behalf of his clients, giving regular feedback and suggestions.
Richard Anderson, Stratford Upon Avon
Alan and I worked together for a a mutual client in the purchase a Commercial Property via their self invested pension schemes. It was a lengthy and complicated transaction and Alan worked hard to keep all parties up to speed and ensure all parties fully understood what was involved. I can recommend her for his expertise in pensions, attention to detail and patience in successfully completing this transaction.
Elizabeth Williams, Kenilworth
I have worked with Alan on many occasions over the last 12 months now and have found him to be thorough and extremely knowledgable in the work he undertakes.
Richard Baxter, Sheffield
Alan is an excellent IFA whom I am pleased to recommend.
Bill Leech
Bill Leech, Henley In Arden
Alan is a very knowledgeable and extremely personable Financial Adviser. He has helped me out with mortgage and other financial advice several times and his recommendations are always sound. He doesn't try to push anything on you that you don't want, responds quickly and at very short notice, and always goes out of way to do what you ask for.
Sharon Gaskin, Droitwich
I've known Alan for a few years now and he's provided my clients and me with great service both on pensions and mortgage work. Highly recommended.
Tej Saran, Coventry
I've been referring clients to Alan since 2004, and have always been pleased with the compliments they feedback to me. The qualities I look for in an IFA are, integrity, expertise, professionalism and an ability discuss complex financial products in a way we can all understand. Alan possesses all these qualities in abundance, which is why he has been so successful. If you have a query on pensions, investments, SIPPS, income protection, critical illness, mortgages, or any other financial product, then give Alan a call for trustworthy advice that helps to maximise your wealth.
Paul Woodcock, Lichfield
We wouldn't hesitate to recommend your services to friends & family. Best wishes for a happy Christmas & a prosperous 2020.
Best wishes Janice & John
Acquaheat Ltd
Gas & Heating
Installations & Servicing
John Garde - Acquaheat Ltd, Lichfield
About us
Bruce Bennett trading as Beneficial Financial Management has been established for 25 years.
With a Head Office in Leicester, the group has expertise in all areas and can provide specialist services such as Occupational Pension Transfers, Equity Release Mortgages, and Long Term Care Planning.
Alan provides friendly, competitive cost, easily understood advice, and planning for individual clients.
Alan specializes in Pension Planning (consolidation of schemes, future planning, and Income Drawdown solutions), Also Investment advice for regular income, long term growth & Residential /Buy to Let Mortgages.
Our services
My key skill is to listen to my clients' needs and objectives and building a solution to meet expectations.
Everybody is different and so they may be wishing to build their investments and pensions using active or lower-cost passive funds.
They may be defensive in investment nature or prefer more risk. They may wish to retire soon and be looking for more certainty and retirement income.
They may wish to invest in funds with Environmental, Social and Governance safeguards.
I provide a solution for all of these aspects.
Where to find us
Head office address: 11 Pure Offices, Lakeview House, Wilton Drive, Warwick, Warwickshire, CV34 6RG
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£50,000
Minimum mortgage value
£250,000
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
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Online (Live chat, video, email)
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Face to face
Compliance
Your home may be repossessed if you do not keep up
repayments on your mortgage.
bfm is the trading style of Bruce Bennett, which is authorized and regulated by the Financial Conduct Authority
