Berkshire IFA

Independent Financial Adviser  1st Floor, Building 220, Wokingham, Berkshire, RG41 5TP
First meeting at adviser's own cost
We are able to conduct video meetings during the Corona Virus disruption, contact us for details. We are Independent Financial Advisers offering bespoke advice for pensions, investments, company pension transfers, final salary pensions, mortgages, school fees and inheritance tax planning.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Buying overseas
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Accident & sickness
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Critical illness
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Healthcare
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Income protection insurance
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Large business
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Life insurance
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Payment protection insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Commercial mortgages
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Group risk
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Stockbroking services
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Long term care
Response rating
10/10
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FCA authorised
Last authorised 19th October 2020
Meet our advisers
Ashton Eddolls
Director

This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge and understanding of an ability to analyse financial protection planning issues.

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.

To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

What our clients say
Ashton helped me with my Lifetime and Annual Allowance Issues, as a result I will have a significantly more comfortable retirement.
Mr and Mrs S, Wokingham
I work in technology and had all my share options pay out owing to a change of management. Berkshire IFA guided me through this rather challenging financial situation, which meant that I can now retire at 60 rather than 65 – so I can concentrate on my passion – which is motor sport!
Mr F, Reading
I worked for a company for 12 years and built up a pretty good pension, however I divorced a few years ago. I wanted my children to be the sole beneficiaries – Ashton helped me achieve this.
Mr M, Wokingham
We didn't think we could buy our house. Ashton took the time to understand our circumstances and guide us through the options which were best suited to our situation. We are now finally on the property ladder!
Mr and Mrs P, Woodley
My investments are now in order, and I pay the tax I should be paying. Ashtons financial planning advice meant I was able to make some longer-term investment decisions and build a resilient portfolio – which is great considering the markets at the moment!
Mr and Mrs D, Finchampstead
We arranged a mortgage and some life cover and sorted out all of our pensions. We could not be happier as we are saving £1,500 a month in repayments, and only have one pension rather than 7 small ones! Our life cover is also a great deal cheaper despite my husband having a few medical conditions.
Mr and Mrs L, Bracknell
Our ISA’s were spread across several companies, Ashton reviewed them and then helped us understand our options and which one was best suited to our situation. We are now saving thousands of pounds a year just in charges versus the old provider.
Mr and Mrs M, Newbury
About us

Our team has years of experience helping clients prepare for the unknown while meeting their financial goals. As an independent financial services firm, we can access all areas of the market, so you get advice specifically tailored to your personal and financial objectives.

Comprehensive Approach
We use proven finance strategies designed to meet your risk tolerance and stand up to market volatility. This is especially true now.

Committed to Service
Every successful financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us today to find out how we can suggest long-term and short-term strategies that will help you realize your financial dreams.

Our services

Financial Planning encompasses all your Financial matters to achieve the success you require. We meet with you in person to discover your requirements and make a bespoke plan for your needs. This can incorporate all aspects of your financial affairs. Whether you require advice about specific a specific life situation, or a financial objective, we can help with any of the following;

Pensions, ISA's, SIPPs, Investments, Bonds, Cash Savings, Mortgages, Investment Trusts, Will Planning, Estate Planning, School Fees Funding, Buy to Let Properties, Company Pension Scheme, Contractors who require specialist advice, Company Directors, Health Insurance, Life Cover, Critical Illness Insurance or Tax planning.

Where to find us
Head office address: 1st Floor, Building 220, Wharfedale Road, Winnersh, Wokingham, Berkshire, RG41 5TP
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£100,000
Minimum mortgage value
£250,000
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
10/10
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FCA authorised
Last authorised 19th October 2020

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