Berry Financial Planning Ltd

Independent Financial Adviser  Bispham Village Chambers, Blackpool, Lancashire, FY2 0HJ
First meeting at adviser's own cost
The Fylde Coast’s No.1 Retirement Planning specialist, according to Freeindex on-line business directory, helping clients maximise their pension income.
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Buy my next home
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Equity release
Response rating
9.3/10
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FCA authorised
Last authorised 19th October 2020
Meet our advisers
Matthew Berry ACII, Chart FP, APFS

To achieve the Associateship grade, individuals would be required to have 6 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.

This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

Accreditations
Certified Financial Planner Chartered Financial Planner
What our clients say
I was referred to see Matthew as I was approaching my intended retirement date and having 4 separate pensions I was getting overwhelmed with the paperwork. I knew I wanted to retire and take my benefits but I did not even know where to start. He explained all the retirement options open to me in plain English such as enhanced annuities and ‘income drawdown’ and made the whole matter clear and straightforward, so that I could make the right decision. His help and advice was invaluable and I would have no hesitation in recommending Matthew to friends and colleagues.
Mrs. E Chetwynd, Poulton
Very efficient service, providing a clear understand of my retirement options. I will recommend this service to my friends.
Tom Rowe, Poulton
From the moment Mr Berry contacted me by telephone I felt reassured that I would get the best possible pension deal. From beginning to end Mr Berry kept me informed about the various stage the process was in. Everything was carefully explained in terms that were easily understood. I wouldn't fail to recommend Berry Financial Planning to anyone.
Peter G Smith, Carleton
About us

We are the Fylde Coast's No.1 specialists in retirement planning according to the <url hidden> online business directory and we help clients maximise their pension income using the open market option and we also take care of all the paperwork to save you time.

Where to find us
Head office address: Bispham Village Chambers, 335 Red Bank Road, Bispham, Blackpool, FY2 0HJ
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£125,000
Special offers
Choose an Unbiased exclusive special offer:
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.3/10
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FCA authorised
Last authorised 19th October 2020

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