Blue Wealth

Independent Financial Adviser  Blue Wealth Ltd, Bristol, Bristol, BS9 3QA
First meeting at adviser's own cost
We help you achieve financial independence. Chartered, Independent, Pension Transfer Gold Standard
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Stakeholder
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Equity release
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Small business
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Group Pension/Stakeholder
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 14th September 2020
Meet our advisers
Daniel Britton FPFS, CFP
Director, Financial Planner

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

This examination assesses a knowledge and understanding of the Government’s simplified pension taxation regime which came into full effect on 6 April 2006 (A-Day). Eight tax regimes for pensions were reduced to one, radically affecting planning and transactions.

At the end of this unit, candidates should be able to demonstrate an understanding of: the main legal forms of business and how they are set up and managed; the consequences of bankruptcy or insolvency; business accounts and financial controls; the taxation of each type of business entity, its owners and employees; the main legal responsibilities businesses have to employees, suppliers and customers.

In order to have completed this qualification, individuals were required to obtain three units. These could have been selected from any combination of the available units at that time but must have included the compulsory G10 unit - Taxation and Trusts.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

This examination assesses a knowledge and understanding of investment products and the risks involved.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

Accreditations
Certified Financial Planner Chartered Financial Planner
What our clients say
I have known Dan Britton for many years now and I consider him a friend as much as a Financial Planner. He has helped me structure my finances over the years, as my business grew, I married and my family expanded. Through several financial cycles Dan has helped me put in place several financial strategies to help me achieve my goals and have a secure future. I would highly recommend his services and skills to anyone looking for a financial adviser who listens to your needs and treats you as an individual and not just another "account".
Douglas Robson, Southern Spain
Dan is an extremely competent and professional advisor who I have worked with for several years. His approach to his clients' needs and objectives is very good and he builds up a great rapport with all of his clients. I would have no issue at all recommending Dan
Dr Paul Hutchinson, Bristol
We recently started our own company and initially were looking for support on setting up independent pensions. Dan decided to take a more holistic approach to what we needed to understand our entire financial position, our long term goals and ambitions, and then was able to recommend both pension, and investment strategies that would help us reach the desired end state. He did a thorough investigation of our position then created a plan full of recommendations which we then decided to implement.He recommended life insurance products for us, helped transfer existing pensions, recommended new pension schemes, and investment platforms, set us up with online platforms to monitor our investments.
Elise, Bristol
I retire in seven years but my private pension annuity was looking poor, I wanted to improve returns in addition I wished to access a portion of the lump sum. He explained all options available and risks that could occur, and enabled me to make a decision on my future pension.
Malcolm, Near Bristol
Required Retirement advice. Thoroughly professional advice on investments, tax planning and income generation from existing savings.
Steve, Dagenham
Accumulation of pension fund which needed professional guidance. Ascertained our needs and concerns for the future and provided clear and concise recommendations.
Ron, Gloucester
After the death of my husband in June 2014 and needed help for my current financial position and future investments. He was very helpful in advising how to limit my inheritance tax and create a Trust. He explained everything in a way I could understand. He gave me confidence that my money was going to be invested in the best possible way.
Veronica, Surrey
About us

Independent, Chartered Financial Planners.

We help you achieve financial independence.

Our services

Let my clients tell you -
"We recently started our own company and were looking for support on setting up independent pensions.

Dan took a holistic approach to understand our entire financial position, our long term goals and ambitions, and was able to recommend both pension, and investment strategies that would help us reach the desired end state. He did a thorough investigation of our position then created a plan full of recommendations which we then decided to implement. He recommended life insurance products for us, helped transfer existing pensions, recommended new pension schemes, and investment platforms."

Where to find us
Head office address: Blue Wealth Ltd, 3 Westbury Mews, Westbury-on-Trym, Bristol, BS9 3QA
Preferred clients
Minimum wealth (income/assets)
£250,000
Minimum pension value
£250,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
9.0/10
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FCA authorised
Last authorised 14th September 2020

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