Cairn Independent Ltd

Independent Financial Adviser Priory View, Victoria Road, Kirkcaldy, Fife, KY1 2SA
First meeting at adviser's own cost
Response rating
7.0 /10
FCA verified
16th September 2019
A firm with Chartered Financial Planner status we specialise in all aspects of personal and business financial planning.
We can advise you on
    • Annuity purchase
    • Auto enrolment
    • Pension consolidation
    • Pension drawdown
    • Pensions review
    • Pensions transfer
    • Wealth management
    • Ethical investments
    • ISAs
    • Investing for income
    • Investment trusts
    • OEICs
    • Socially responsible investments
    • Lump sum
    • Regular savings
    • Critical illness
    • Healthcare
    • Income protection insurance
    • Life insurance
    • Capital gains tax
    • Estate planning
    • Income tax
    • Employee benefits
    • Group pensions
    • Group protection
    • Long term care
Meet our advisers
John Johnston DIP PFS
Client Director
Audrey Lumsden BA APFS
Professional Standards Director
Chartered Financial Planner
Jim Wotherspoon Dip PFS
Senior Financial Consultant
David Cameron-Harper MBA APFS
Chartered Financial Planner
Chartered Financial Planner
Where to find us

Priory View, Victoria Road, Kirkcaldy, Fife, KY1 2SA

Make an enquiry
About us

We believe financial planning is at the core of building a more certain financial future for our clients. Our team of highly qualified financial planners has access to the most up-to-date technology to ensure we provide peace of mind that your financial future is more secure as a result of working with us.

The essence of our success lies in the care we take to ensure your financial plan reflects the current stage in your life, as well as the life to which you aspire.

We have been awarded Chartered Financial
Planner status in recognition of our continued
commitment to raising standards, increasing
qualifications and adhering to the highest
ethical standards.

For an initial consultation, please contact: Audrey Lumsden, John Johnston, Jim Wotherspoon or David Cameron-Harper on or e .

Our services

We take the time to fully understand what it is you wish to achieve and explore your current circumstances, prior to looking at any solution.

Advice methods
  • icons
    Face to face
Preferred clients
Minimum wealth (income/assets)
Minimum pension value
Minimum mortgage value

Our aim is to provide a standard of knowledge, expertise and personal attention that gives our clients complete confidence in delivering the high standards required of a firm holding Chartered Financial Planner status

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