This examination assessed a knowledge and understanding of the UK tax system, the law and practice of trusts, but also an ability to advise individual clients on the tax treatment of their investments and the use of trusts to meet their current and foreseeable future needs.
This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
This examination assessed a knowledge and understanding of investments and an ability to advise individual clients on the construction of investment portfolios to meet both their current and foreseeable future needs.
This examination assesses a knowledge and understanding of the different types of equity release products, risks to the consumer associated with equity release and application of suitable equity release solutions according to the circumstances of different customers.
MCSI membership is full membership of the CISI, and denotes a high level of achievement and competence. It is awarded to those with a suitable combination of qualifications and experience
This qualification assesses a knowledge and understanding of recent pension reforms and how the changes impact at-retirement advice.
FCSI membership is full membership of the CISI, and denotes an outstanding commitment to achieving the highest levels of knowledge, skills and behaviour. It is awarded to those with a suitable combination of qualifications and experience.
This qualification assesses a knowledge and understanding of the mortgage process and the principles of equity release.
This qualification is a specialist qualification which demonstrates a knowledge and understanding of Financial Markets, Portfolio Construction Theory and Applied Wealth Management.
An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an CISI assessment, ongoing educational activity (continuous professional development) and ethical behaviour.
Based in Milton Keynes, with client offices and administration offices in Leighton Buzzard, Caliber Wealth Management delivers advice and service to clients predominantly in the northern home counties, east midlands and London.
Caliber's principal is Paul Herbert, who is a Chartered Wealth Manager with over 30 years experience as a financial services professional. Paul is also a Certified Financial Planner and a Chartered Member of the Institute for Securities and Investments.
Caliber specialises in understanding your specific circumstances and concerns, your hopes for the future and then designing a bespoke solution to get you where you want to be. We then present these solutions to you in a way that is easily understood, help you implement them and monitor them with you over time.
We help private clients manage their pensions (including under the new pensions flexibility rules), manage their investment portfolios, consider pension transfers (including from final salary schemes), minimise inheritance tax, set appropriate long-term goals, quantify & manage risk and establish a strategic plan to prioritise & achieve those objectives.
Clients value our expertise because our client review service continues to manage the risks, provides gentle course corrections and maximises the chances of long term goals being achieved.
We specialise in delivering a full financial planning service for those looking to build a long-term relationship with their professional adviser. We work with you to create a Financial Plan to help guide you towards financial independence and use lifetime cash flow analysis and sophisticated financial modelling techniques to help you understand the impact and importance of risk, your current decision-making and priorities on your life goals. We help you implement an agreed plan and then review & monitor the plan with you to ensure that you remain on track to achieve your goals.
Your home may be repossessed if you do not keep up repayments on your mortgage.
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