Tom Heaword - Camargue Chambers LLP

Restricted - Whole of Market  Pure Offices Ltd, Cheadle, SK8 3TD
First meeting at adviser's own cost
My overall mission is to help you protect and build your wealth in the most tax efficient manner, enabling you to achieve your goals!
We can advise you on
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Annuity purchase
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Auto enrolment
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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SIPPs
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Stakeholder
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Bad credit
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Building your home
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Buy my next home
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Buy to let
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Buying commercial property
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Buying first home
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Equity release
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Flexible mortgages
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High loan to value
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Mortgage protection
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Next home / Remortgaging
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Right to buy
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Self-employed mortgages
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Corporate pension
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Employee benefits
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Group ISA
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Group Pension/Stakeholder
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Group Protection/Life Insurance
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Group critical illness
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Group income protection
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Group life insurance
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Group private medical insurance
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Long term care
Response rating
9.0/10
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FCA authorised
Last authorised 13th September 2021
Meet our advisers
Mr Tom Heaword
Financial Adviser

This qualification assesses the understanding of the commercial and regulatory financial services environment, the role and legal obligations of regulated advisers and key concepts of risk and ethics.

This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, mortgage products, repayment options and the giving of mortgage advice.

This qualification assesses a knowledge, understanding and application of the different types of long-term care insurance.

The Diploma enhances knowledge in core areas such as regulation, investment principles, risk, taxation and personal financial planning using real-life scenarios to develop the essential skills to apply this technical knowledge in practice

About us

I'm a Financial Adviser working with Camargue Chambers LLP, a Strategic Partner of Quilter Financial Planning who are the UK's top rated financial advice firm as per the Financial Times, in 2019 and 2020. I'm also a VouchedFor Top Rated Financial Adviser, 2021.

I hold the Level 4 qualification in Financial Advice (DipFA) allowing me to provide a tailored advice service in the areas of protection, mortgages (including equity release), pensions and investments.

I work by carrying out a detailed assessment of your requirements and objectives before researching and implementing the right solution to meet your individual needs and circumstances. When it comes to implementing the right solutions, I leverage the vast amount of information made available to me by Quilter Financial Planning, to ensure only the top tier providers and products are selected for my clients.

In summary:
- Level 4 Qualified Financial Adviser (DipFA)
- VouchedFor Top Rated Financial Adviser 2021
- Qualified to provide advice on mortgages and equity release (CeMAP & CeRER).
- Qualified to provide advice on long term care (CertLTCI)

Our services

As I am qualified in a number of areas, I'm able to help provide comprehensive financial advice to my clients in the areas of protection, pensions, investments and mortgages (including equity release).

Whether you are looking to protect your loved ones against the financial impacts of the worst happening, are looking at buying your first home or are wanting to put a retirement plan in place, I can help.

I always aim to provide an approachable, friendly and yet extremely professional service as I understand that we all want a financial adviser we can trust.

Where to find us
Head office address: Pure Offices Ltd, Brooks Drive, Cheadle Royal Business Park, Cheadle, SK8 3TD
Preferred clients
Minimum wealth (income/assets)
£0
Minimum pension value
£0
Minimum mortgage value
£101,000
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Compliance

Your home may be repossessed if you do not keep up repayments on your mortgage.

Equity Release will reduce the value of your estate and can affect your eligibility for means tested benefits.

Response rating
9.0/10
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FCA authorised
Last authorised 13th September 2021

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