We can advise you on
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Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions review
- Pensions transfer
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Mortgages
- Building your home
- Buy to let
- Buying commercial property
- Buying first home
- Buying overseas
- Equity release
- Flexible mortgages
- High loan to value
- Next home / Remortgaging
- Right to buy
- Self-employed mortgages
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Financial planning
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Investments
- Ethical investments
- ISAs
- Investing for income
- Investment trusts
- OEICs
- Socially responsible investments
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Savings
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Insurance & protection
- Accident & sickness
- Critical illness
- Healthcare
- Income protection insurance
- Life insurance
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Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
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Business
- Commercial mortgages
- Group pensions
- Group protection
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Long Term Care
Meet our advisers
Martin Rivers DipPFS
Director & IFA
Qualifications & Accreditations
Hide qualifications
J01 - Personal Tax (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.
J05 - Pension Income Options (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
R02 - Investment Principles (CII)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
CF8 - Certificate in Long-Term Care Insurance (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
Mark Kearle Dip PFS
Director & IFA
What our clients say
Thank you for all your help, advice and time you given us. You made the whole process much easier to go through with your clear explanations of each step.
Thank you again so much, it's been a pleasure working with you and we look forward to doing the same in the future
L McCarthy, Barry
About us
A friendly, local team that is able to meet your expectations of today's financial planning needs covering mortgages, investments and helping with the complexities of pensions especially when retiring.
We are a fee charging practice however we do offer an initial meeting at our cost, where we establish if, and how we may be able to help you.
Our services
We focus on your needs and provide the service you desire by developing a plan that is specific to you, your objectives and circumstances and working with you to monitor progress, making adjustments as and when needed due to changes in life.
We have considerable experience in all aspects of financial planning and being a privately owned small team, everyone works diligently to ensure the advice you receive helps to achieve your financial objectives.
Compliance
Your home may be repossessed if you do not keep up repayments on your mortgage.
The initial free review may lead to you requiring further meetings and the provision of advice. We would agree the fee for this service and confirm it in writing prior to commencing any chargeable work.
We offer independent financial advice covering:
Planning your retirement income
Managing your investments to ensure your capital is working for you in line with your needs and risk profile
Saving for your future
Residential and buy to let mortgages
CBK Wales is a trading style of CBK Swansea Ltd which is an appointed representative of TenetConnect Services Ltd which is authorised and regulated by the Financial Conduct Authority. TenetConnect Services Ltd is entered on the Financial Services Register (www.fca.org.uk/register) under reference 150643. CBK Swansea Ltd is entered on the Financial Services Register www.fca.org.uk/register under reference 442032.
CBK Swansea Ltd are registered in England and Wales under reference 05577803 Registered Office Address – Suite 3 Henley House Queensway Swansea SA5 4DJ
The FCA does not regulate Inheritance tax and Income tax planning, and some forms of Buy to Let mortgages.
