Chamberlyns

Independent Financial Adviser  2, The Coach House, Desford, Leicestershire, LE9 9JJ
First meeting at adviser's own cost
Chamberlyns is a modern service and relationship-based business and as is recognised as one of the UK's leading planning firms.
We can advise you on
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Annuity purchase
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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Pensions transfer
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SIPPs
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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Investment trusts
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OEICs
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Offshore investments
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Socially responsible investments
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Unit trusts
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Lump sum
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National savings
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Regular savings
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Savings for children
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School fees planning
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Critical illness
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Income protection insurance
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Life insurance
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Capital gains tax
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Estate planning
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Income tax
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Taxation planning
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Long term care
Response rating
7.0/10
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FCA authorised
Last authorised 14th September 2020
Meet our advisers
Michael Smith BA (HONS), CFP TM, FPFS
CEO, Chartered Wealth Manager, Chartered and Certified Financial Planner

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

To achieve the Fellowship grade, individuals would be required to have 10 AFPC (Diploma) units or equivalent. This shows a commitment to continuous professional development.

At the end of this unit, candidates should be able to demonstrate an understanding of: the main legal forms of business and how they are set up and managed; the consequences of bankruptcy or insolvency; business accounts and financial controls; the taxation of each type of business entity, its owners and employees; the main legal responsibilities businesses have to employees, suppliers and customers.

Having achieved the APFS designation, advisers can go onto to achieve this recognisable benchmark of quality and ethical practice for financial services professionals, elevating financial planning and advice in the public eye to the same standing as other Chartered professions. The holder must demonstrate a combination of experience, financial qualifications, ongoing educational activity (continuous professional development) and ethical behaviour.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

At the end of this unit, candidates should be able to demonstrate an understanding of the: main tax and legal frameworks that govern the accumulation phase of building up retirement benefits under registered pension schemes; features of defined contribution and defined benefit pensions; choices faced by early leavers and use of transfer value analysis; State retirement benefits available, including the risks and suitability of contracting out of the State Second Pension.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of: how the economic environment and individual company performance affects investment performance and investment decision making; how risk is measured and managed; the main principles governing how to construct an investment portfolio; the range of investment management services, how their performance is evaluated and their regulatory environment.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

FCSI membership is full membership of the CISI, and denotes an outstanding commitment to achieving the highest levels of knowledge, skills and behaviour. It is awarded to those with a suitable combination of qualifications and experience.

This qualification is a specialist qualification which demonstrates a knowledge and understanding of Financial Markets, Portfolio Construction Theory and Applied Wealth Management.

Accreditations
Certified Financial Planner Chartered Financial Planner
Paul Allen BA (HONS), CFP TM
Director, Certified Financial Planner

An internationally recognised financial planning credential. The holder must demonstrate a combination of experience, financial qualifications (usually AFPC/DipPFS) or equivalent, an IFP assessment, ongoing educational activity (continuous professional development) and ethical behaviour.

This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.

This examination enhanced general pension knowledge, particularly in pension transfers and opt-out business.

This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, lifetime mortgage products, repayment options and the giving of mortgage advice.

This examination assesses a knowledge and understanding of the legislative and regulatory position of home reversion plans and their place in the advice process.

This qualification helps advisers develop and demonstrate their financial planning capabilities.

This exam accesses understanding of the financial services and their regulation.

This exam accesses understanding of protection, savings and investment products.

This exam accesses understanding of identifying and satisfying client needs.

This qualification accesses the advanced skills needed for advising on income planning to those in and approaching retirement

Accreditations
Certified Financial Planner
What our clients say
"Everyone is very friendly and efficient and we look on Chamberlyns as our ‘financial friends’. Our main objective is to maintain our lifestyle in retirement and they help to keep us on track year by year, which we find very reassuring. I suppose you could say we don’t like to spend too much time thinking about money and financial matters, so we really value the way Chamberlyns helps us to understand what we need to and takes the worry out of it for us. We always come away from our annual meetings feeling happy and positive, so for two people who would rather be on holiday, at church or walking the dogs, this is quite an achievement! We hold Chamberlyns in the highest regard and would recommend them to anyone."
BD and TD, Retired Company Director and Associate Legal Executive, Clients Since 2000, Cambridgeshire, Cambridgeshire
Chamberlyns' highly personal service is nothing short of excellent, committed to making sure our needs are met and that we understand everything in plain language. Never rushed, reassuringly expert, we feel safe in their hands, helping us (cautious types) plan for the decades ahead. We cannot recommend them highly enough." RH and SH, Semi-Retired Management Consultant and Semi-Retired Teacher, Clients Since 2007, Hertfordshire
RH and SH, Semi-Retired Management Consultant and Semi-Retired Teacher, Clients Since 2007,, Hertfordshire
“The Chamberlyns team are friendly, reliable and absolutely trustworthy. Their advice, as well as the second opinion and fresh perspective they provide, has proven to be excellent and highly valuable over the many years we have worked together. They have helped my wife and I to manage our wealth, investments and tax affairs in a straightforward, understandable and efficient manner. Their ability to simplify the complex and help us to make good financial decisions has removed the burden from our shoulders and left us with greater confidence, as well as the freedom to spend our time and energy on other things in life. In summary, I would not hesitate to recommend Chamberlyns, because I can honestly say that working with them has been the best financial decision I have ever made.”
BH, Retired Media Executive, Client Since 1997,, London
About us

At Chamberlyns, we provide an award-winning, refreshingly different Wealth Management service for executives, senior professionals and business owners, who want to make the most of their money and the life that lies ahead of them.

Our services

Chamberlyns is one of the very few firms in the UK which has achieved both Corporate Chartered Financial Planner and Accredited Financial Planning Firm™ status, so you can be confident you are working with the very best.

The team at Chamberlyns will:

provide you with a unique perspective on your financial planning and future;

empower you to make the big financial and life decisions you are facing with clarity and confidence;

manage your money sensibly and efficiently, and;

help you to achieve and maintain financial independence and your desired lifestyle.

Where to find us
Head office address: 2, The Coach House, Desford Hall, Leicester Lane, Desford, Leicestershire, LE9 9JJ
Preferred clients
Minimum wealth (income/assets)
£250,000
Minimum pension value
£0
Minimum mortgage value
£0
Advice methods
  • phoneButton
    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
7.0/10
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FCA authorised
Last authorised 14th September 2020

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