Chequer Financial Services
3rd December 2018
Our principle aim is to help people understand, protect and increase upon their assets.
We can advise you on
- Ethical investments
- Investing for income
- Investment trusts
- Offshore investments
- Socially responsible investments
- Traded endowment policies
- Unit trusts
Insurance & protection
- Accident & sickness
- Critical illness
- Income protection insurance
- Life insurance
- Payment protection insurance
Pensions & retirement
- Annuity purchase
- Auto enrolment
- Pension consolidation
- Pension drawdown
- Pensions & divorce
- Pensions & retirement planning
- Pensions review
- Pensions transfer
- Lump sum
- National savings
- Regular savings
- Savings for children
- School fees planning
Tax & trust planning
- Capital gains tax
- Estate planning
- Income tax
- Taxation planning
- Commercial mortgages
- Corporate pension
- Employee benefits
- Group critical illness
- Group income protection
- Group ISA
- Group life insurance
- Group pensions
- Group private medical insurance
- Group protection
- Group risk
Long term care
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Meet our advisers
Simon Bailey DIPPFS,CERTS CII(MP & ER)
Qualifications & Accreditations
CF8 - Certificate in Long-Term Care Insurance (CII)
This qualification assesses a knowledge and understanding of the UK regulation environment in the financial services industry, long term care insurance products and the giving of long term care insurance advice.
J05 - Pension Income Options (CII)
At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.
MAQ - Mortgage Advice Qualification (CII)
This qualification assessed the knowledge and understanding of the UK regulation environment in the financial services industry together with types of mortgage products and repayment options and the giving of mortgage advice.
R01 - Financial Services, Regulation and Ethics (CII)
This qualification assesses a knowledge and understanding of the financial services industry, including regulation, legislation and the Code of Ethics.
R02 - Investment Principles (CII)
This qualification assesses a knowledge and understanding of investment products and the application of the investment advice process.
CeRER - Certificate in Regulated Equity Release (LIBF)
This qualification assesses a knowledge and understanding of the principles of equity release, the different types of schemes available and the circumstances where equity release is an appropriate solution for the customer.
Dip PFS - Personal Finance Society Diploma (PFS)
To achieve DipPFS individuals must achieve 140 credits. At least 80 credits must be at Diploma or AFPC level.
What our clients say
I've never been someone who has taken much interest in financial investments, so when I inherited some money I wanted to make sure my inheritance would benefit me for the future. I researched high and low into financial advisors and came into contact with Simon Bailey. His services have been impeccable and has guided and directed my portfolio with healthy investments. He is always at the end of a phone if I need advice and continues to be scrupulous with financial advice. Highly recommend his services.
As a company director at international level for over 40 years, I found that most of my time was spent working and I failed to address many of my own personal issues., such as pensions.
Fortunately, I was recommended Mr. Simon Bailey. My first reaction to meeting him was:-
# Very professional. He explained his Industry Code etc.
# He identified my issues and concerns, without making me feel 'stupid'.
# He explained all the fees involved. (This I thought was great – not misleading)
# He made it all sound simple. (which I know it was not)
Following on from the above he analysed all my paperwork and sent me a detailed explanation.
To me this was fantastic. At last I had all the details. He then went on to sort out a pension and obtain a lump sum payment. Sure he offered various choices.
Overall, I can honestly say that Mr. Simon Bailey gave me a first class service and I can recommend him to anyone who has a financial or pension issue. Whatever your concern you must discuss it with Mr. Bailey. Anyone in doubt can e mail me on
Where to find us
St Albans Chambers, 2-4 St Peters Street, St Albans, Hertfordshire, AL1 3LF
We are an Independent Financial Advice practice with over 25 years industry experience and members of the Personal Finance Society.
We build robust investment portfolios to weather changing economic conditions that match clients attitudes to risk.