From the outset Gary took the time to understand my situations and my plans for the future, any questions or concerns were easily answered with no judgement. Gary has giving me exceptional financial and pension guidance through some difficult times. For someone who was initially unsure about navigating and planning long term financial security this process has been very impressive and easy to understand. Gary is very professional, knowledgeable and explains everything in simple terms helping me develop a clear understanding of my future finances and retirement plans. Gary’s approach was not only informative but also tailored specifically to my situation, ensuring that I felt confident in any decisions I made. Gary offered clear explanations of my options and how it would be best to maximise my retirement income. I would wholeheartedly recommend this service I have been given to anyone seeking knowledgeable, trustworthy and dedicated financial advice. Thank you once again

"Gary is a very knowledgeable adviser who explains all of the complex financial terminology and intricacies into simple, clear and concise language, everyone could understand. This is one of the fundamental barriers that discourages individuals from seeking Financial Advice, which Gary alleviates. I now fully understand what I have to do to achieve my goals, where I am invested and a straight forward plan for the future. Above all else, Gary is a friendly, very approachable adviser who makes you feel like a valued person, not just another client. I could not recommend him highly enough and have already referred him to several people I know who would benefit from his services and his approach to Financial Advice. Thank you once again for everything."

Gary has been a life saver. I had no understanding of finances at all and just been through a divorce. I sudden had to deal with pensions and issues that i have never experienced before. Gary took the time to understand my situation, showed genuine empathy and really took the time to make sure i understood every step of the process and gave me the tools to take back control of my finances. I highly recommend Gary to anyone who needs help with their pension, investments etc. Thanks again Gary

I had several pensions with various companies and wanted to consolidate them into one investment package with one point of contact. Another reason for this was to be able to monitor their performance regularly myself. After a scout around the internet I chose several different companies and made approaches to a few. Gary was one to reply and gave me a call to discuss my requirements. I was impressed with his manner and professionalism and in the way he explained how CHW could help us. We set up a face to face appointment and Gary visited us to discuss things in more detail. Everything was laid out and explained in a way we could understand and we both ( my wife and I) felt very confident and secure that our investments would be looked after. Gary kept me informed every step of the way. All in all we are extremely happy with the service and look forward to seeing how well our investments improve with the help of Gary and CHW.