Richard looked at our rather complicated financial arrangements, listened to our desires about outcomes and came up with pension and investment proposals. As a woman married to a man who is quite knowledgeable in financial matters it made a pleasant change to have an adviser who talked to us equally and was more than willing to answer my questions and ensure I had a good understanding of the situation.

Excellent introduction which gave me immediate confidence in his ability to look after my financial needs as I had requested.Open questioning therefore grasping quickly the situation re my finances and future monetary needs.From this point progression into what areas of investment I felt comfortable with was suggested.Alternatives given and a full explanation of what it would mean to the amount of the investment in the short, middle and long term.........Which was critical for me as I do not have a great grasp of finances.Most importantly time was allowed for me to come to my own decision with his guidance ......The results say it all for me.... growth investments. I am recommending Richard to my family and friends without hesitation

I was referred to Richard last year by a close friend. Being relatively naive to this i was naturally cautious to begin with. I was thoroughly impressed from the outset by his laid back and honest approach. He took time to understand my circumstances and needs, and within 48 hours he had come back to me with a presentation of suitable products given my risk appetite and took the time explain thoroughly what they involved including features, benefits and most importantly risks. I felt and still do feel very comfortable with Richard handling my financial affairs and will continue to recommend him to my friends and family.

I was wanting to combine 2 bank pensions and draw 25% of the total with a monthly income, to allow me to take early retirement and become a full time carer for my frail mother. A good friend of ours, Nick who oversees the compliance of IFA's, recommended Richard to us, above all others that he deals with. We knew that Nick would only recommend somebody to us that was good.Richard met with myself and my husband several times with a very warm welcome. He and his staff are very friendly and put us at ease immediately and we felt very comfortable to proceed with his advice. Richard put in place everything that I needed, and very quickly. This enabled me to leave my job and proceed with our future plans.