What were the circumstances that caused you to look for a Financial adviser? My husband and I were aware that we did not have adequate pension provision and had a mix of existing pensions/savings. We wanted advice on how best to achieve our desired pension outcomes. We had had negative experiences with previous financial advisers and were not looking for someone to manage our money for us. How did Richard help you? Richard looked at our rather complicated financial arrangements, listened to our desires about outcomes and came up with pension and investment proposals. As a woman married to a man who is quite knowledgeable in financial matters it made a pleasant change to have an adviser who talked to us equally and was more than willing to answer my questions and ensure I had a good understanding of the situation. What is your current situation? Have you seen the outcome you were hoping for? Yes, we now have a much clearer picture of our financial situation and the decisions we might make for our future.

What were the circumstances that caused you to look for a Financial adviser? I wanted to ensure that my investments were working for me in the best possible way and don't have the time personally to spend managing as thoroughly as I would like. How did Richard help you? Richard set up a new Pension platform as well as advised on funds to invest in my ISA. What is your current situation? Have you seen the outcome you were hoping for? Richard took over responsibility for managing my investments approx. 18 months ago and I am happy with how things are performing.

What were the circumstances that caused you to look for a Financial adviser? I needed to invest approx 100k for 3 boys as inheritance money, left to them by their Mother. This needed to be invested for between 20 and 14 years so that each boy could inherit at age 25 but also needed to be flexible to allow money to be given to them earlier if necessary. The children needed to be treated independently but the money invested together to get the best return. I also wanted a safe investment but one that would give a good return. How did Richard help you? It was not a straight forward investment atall but Richard was extremely diligent at looking at all the options available and explaining them thoroughly to me. He is very professional yet easy to talk to and listened well to all my questions and answered clearly. What is your current situation? Have you seen the outcome you were hoping for? I am very happy that we have made the correct investment choice for the boys and that Richard will be continuing to oversee the investment for me.

What were the circumstances that caused you to look for a Financial adviser? I was looking to move my portfolio. How did Richard help you? Richard was immensely helpful from the outset, understanding my needs and requirements in a friendly professional approach. What is your current situation? Have you seen the outcome you were hoping for? Yes i have seen the outcome i expected in these turbulent times.