Clayton Cumming - True Potential Wealth Management - Financial Adviser in Kelty

Clayton Cumming - True Potential Wealth Management

Initial consultation free

Restricted

I am a pensions expert and Partner with True Potential Wealth Management, specialising in the complex area of Defined Benefit/Final Salary advice, pre and post retirement planning, investments and inheritance tax planning.

We can advise you on

Clients
helped

332

Minimum
pension value

£100k+

Minimum
wealth

£100k+

Minimum
mortgage value

£0+

This firm is FCA registered and you can be confident that their treatment of customers conforms to the FCA’s strict criteria.

Meet our advisers

Mr Clayton Cumming

Financial Planner & Wealth Partner

What our clients say

Aileen

What were the circumstances that caused you to initially look for a financial adviser? I was left an inheritance following the death of my mother. How has Clayton Cumming helped you? Clayton advised about the different levels of risk, and questioned me rigorously on the level of risk I was comfortable with. He is very patient and clearly answers any questions I have (which, often, are many). At the heart of his consultations, is his passion to fulfil the needs of his client and to ensure they are comfortable with the proposed portfolio. He explains all the options in great detail and is never, never pushy. I recently retired and Clayton gave me advice regarding how much of my lump sum to commute. Have you seen the outcome you were hoping for? On the whole - yes. Obviously, times are difficult just now, and Clayton has advised me to hold fast and ride out the storm. Anyway, I am not a high risk taker.

Colin

What were the circumstances that caused you to initially look for a financial adviser? I claimed my work private pension under transfer drawdown. How has Clayton Cumming helped you? The first meeting I had with Clayton came to my house. He explained, in detail, what my options were, what the risks were, and what the charges for his services were. He then gave me a few weeks to think things thro. at no time was I put under any pressure to sign any documents. Any time I have sought advice, he is always at the end of the phone and is very helpful. Have you seen the outcome you were hoping for? in general, yes

John

What were the circumstances that caused you to initially look for a financial adviser? Reasses pensions in place and consolidate multiple pensions How has Clayton Cumming helped you? Clayton looked at pensions in place, my goals for retirement and discussed best options to achieve this. Have you seen the outcome you were hoping for? Pensions performed as expected. What could they have done better? Nothing

Edward

What were the circumstances that caused you to initially look for a financial adviser? In 2011 l retired from Strathclyde Police. Clayton was working with The Royal Bank of Scotland as a financial advisor. He provided me with sound reasonable advice on how to invest monies l accrued as part of pension. I valued the advice provided. He was honest and professional in his approach. When he subsequently started his new employ l decided to retain him as my financial advisor. How has Clayton Cumming helped you? He has always kept me up to date with how my investments are progressing. Have you seen the outcome you were hoping for? Yes l have. I'm extremely happy with his professionalism and approach. What could they have done better? I don't think anything could be done at the moment.

Compliance

Clayton Cumming is a Restricted Financial Adviser within True Potential Wealth Management LLP which is authorised and regulated by the Financial Conduct Authority. FRN 529810. Registered Head Office: Newburn House, Gateway West, Newburn Riverside, Newcastle upon Tyne, NE15 8NX. 
True Potential Wealth Management is a Limited Liability Partnership. OC356611. 
Your capital is at risk, investments can fluctuate in value and investors may not get the amount back they initially invest. 
Past performance is not a guide to future performance.
Tax rules can change at any time. 
Investments - We offer advice on limited types of Products. Primarily, we will advise you on Strategy Funds and the tax wrappers held on the True Potential Investments Wealth Platform. If the Platform does not have a product to meet your needs, we will broaden our research to other companies with products not available on the True Potential Wealth Platform. You may ask us for a list of those companies.

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