Cleverly Planned Ltd

Independent Financial Adviser  Longwood Hall, Pudsey, West Yorkshire, LS28 6DA
First meeting at adviser's own cost
Retirement, redundancy and divorce specialists. We can work with you remotely to help you navigate life changes with confidence and peace of mind. No salesy free offers, just quality advice from a Chartered Financial Planner.
We can advise you on
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Pension consolidation
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Pension drawdown
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Pensions & divorce
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Pensions & retirement planning
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Pensions review
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SIPPs
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Wealth management
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Ethical investments
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ISA / Unit Trusts / OEICs
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Investing for income
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OEICs
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Socially responsible investments
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Unit trusts
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Lump sum
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School fees planning
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Estate planning
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Income tax
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Taxation planning
Response rating
10/10
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FCA authorised
Last authorised 19th October 2020
Meet our advisers
Sophie Marfell APFS RLP
Chartered Financial Planner

This examination assesses a knowledge and understanding of the various pension products, the pension tax regime and retirement needs.

This examination assesses the candidate to develop in depth financial planning skills related to personal and corporate pensions.

Associate members are those who have gone on to secure more advanced qualifications by completing the Advanced Diploma in Insurance or its predecessor the Associateship. This shows a commitment to continuous professional development.

This examination assesses the candidate to develop an understanding of the financial planning process when giving advice to clients.

This examination assesses the candidate to develop in depth financial planning skills related to investments and the management of investment portfolios.

This examination assesses the candidate to develop in depth financial planning skills related to personal tax and trusts.

At the end of this unit, candidates should be able to demonstrate an understanding of the: process of decumulating pension funds and the main issues for clients and advisers; main choices facing members of pensions schemes during decumulation; features, risks and tax treatment of the secured pension option; features, risks and tax treatment of the unsecured pension option; features, risks and tax treatment of phased retirement; features, risks and tax treatment of the alternatively secured pension option.

This examination assesses a knowledge and understanding of financial protection plans.

This examination assesses a knowledge and understanding of investment products and the risks involved.

At the end of this unit, candidates should be able to demonstrate an understanding of: the basic structure of the tax system and self-assessment; the main taxes on income and capital that may be charged on individuals, the self-assessment system and how tax liabilities are computed; impact of residence and domicile on an individuals liability to UK tax.

At the end of this unit, candidates should be able to demonstrate an understanding of the: legal principles associated with the creation and management of a trust; main types of trusts that are common in the UK; taxation considerations relevant to trusts.

This qualification develops advanced technical knowledge and understanding across a broad range of key advisory areas.

This qualification enables professional advisers to develop specialist planning capabilities, covers topics like: personal tax and trust, business financial, pension and investment planning.

This qualification helps advisers develop and demonstrate their financial planning capabilities.

This exam accesses understanding of the financial services industry including regulation and legislation.

This exam accesses understanding of the financial services industry, and its regulation, products and processes.

Accreditations
Chartered Financial Planner
About us

There's no denying that these are difficult times, but we're here to help. From day one Cleverly Planned was set up to be securely operational from anywhere at any time, so there will be absolutely no reduction in service whilst we are unable to attend our office or see you in person. We will remain (virtually) by your side.

Much of our planning conversations culminate in the realisation that our health is the most important thing. Without it, money can be somewhat pointless. However, we understand the emotional aspects of money, the freedom and choices it can give and take away, so it is completely understandable that people may have worries over the security of their financial plans at this difficult time, whilst being concerned for the health of themselves and their loved ones.

If you’ve been wondering whether your retirement is still on track, or unsure whether you should be taking any action, we can work with you to find clarity and peace of mind, so you can focus on staying safe and looking after yourself. Then once this uncertainty is over, you will be in a stronger position to get on and enjoy all those aspects of life that we are missing now.

Whilst our meetings typically focus on the good times; how you’d like to future to look and all the wonderful things you’d like to spend your time doing, behind the scenes we use our expertise to limit the damage during times like this. We stress test thoroughly and are always thinking “but what if this happens?” to ensure we create robust strategies that can support the great times while weathering the bad times too. There’s enough to be worrying about at the moment without adding concern over pensions and investments into the mix, so please do contact us via the details below if you think we may be able to help or if you are not receiving the advice you need from elsewhere. We genuinely appreciate being able to provide reassurance during these uncertain times.

Our services

We're really good at giving our clients confidence and peace of mind.

We put all your financial resources into context, so you can clearly see how the future looks and what to do for the best.

Our work together makes the difference between thinking you’ll probably be OK and knowing it for certain. That’s the kind of financial security that brings the benefits of freedom and choice into all areas of your life, enhancing your family time, your health, travel and overall well-being.

Our clients tell us they feel “liberated!” and “reassured”, with “a new confidence in the years ahead".

Where to find us
Head office address: Longwood Hall, Bradford Road, Stanningley, Pudsey, West Yorkshire, LS28 6DA
Preferred clients
Minimum wealth (income/assets)
£100,000
Minimum pension value
£250,000
Minimum mortgage value
£0
Advice methods
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    Telephone
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    Online (Live chat, video, email)
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    Face to face
Response rating
10/10
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FCA authorised
Last authorised 19th October 2020

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