Clifford Osborne Limited Independent Financial Advisers
We are happy to serve clients with any level of wealth. If you are considering taking independent financial advice, we would love to talk to you. We provide a personal and bespoke service and work with clients who are looking for a long term professional
We can advise you on
Pensions & divorce
Pensions & retirement planning
ISA / Unit Trusts / OEICs
Investing for income
Socially responsible investments
Last authorised 1st March 2021
Meet our advisers
Mr Paul Clifford
What our clients say
Paul offers a personalised service based on my needs and my attitude to risk, without any pressure, but with knowledge and competence which is obviously reassuring as a newcomer to investing.
I used Paul for Financial Planning for my Retirement. He reviewed my current financial position and he provided suggestions and advice for us to agree the best way forward for projected retirement income. I have every confidence that the choices made will come to fruition. I’m very happy with the service received and would highly recommend Paul to others looking for advice”
Having had an interview with the free Government’s Pension-wise service it was suggested we went to a Financial Advisor. Paul’s help was immeasurable with his knowledge, and access to the type of financial product most suitable to our pension pot, and how to get the maximum for our benefit out of it. He certainly has a clear understanding of what is on offer.
Paul is very current and very on the ball, regarding all aspects of money management and changes in the market etc and keeps us updated. The service is refreshingly transparent and respectful. If you have any questions at any time Paul is always on hand to help. Everything is explained clearly and thoroughly and promptly followed up with a written copy of a breakdown of each meeting. We have had meetings at Clifford Osborne’s offices and also Paul has been to our home for meetings, it’s great to have this kind of flexibility too. We fully recommend Paul at Clifford Osborne.”
I was looking for advice re the possibility of taking out equity release. Paul went through my circumstances with me and my reasons for wanting to release money. He explained the pros and cons and looked for the best way for me. When I had queries, he was quick to respond. He and his staff were friendly and efficient and I felt I could trust them. I would highly recommend him to anyone looking for help
I would definitely recommend Paul as a Financial Advisor. He has given me and my wife very good advice on our pensions which meets our needs perfectly. We will definitely be contacting Paul in the future for any further financial advice needed. We will be recommending him to others too
With the idea of retirement in the very near future we needed to look at options of clearing the mortgage but at the same time not leaving us in a situation of not being able to enjoy our latter years. Paul looked at the various options and explained to us the lifetime mortgage option. The choice of the lifetime mortgage was so we could stay in our property as long as possible which was our ultimate aim
I was getting divorced and my then husband’s company pension was to be shared. I couldn’t have managed without Paul. He has also guided me as to the best pension options for me and explains things in layman’s terms
Paul assisted me with pension consolidation and planning. He consolidated my plans into new provider with appropriate risk profile. Paul quickly understood my bespoke needs and short / long term plans and structured a solution to suit. I’m very pleased
We provide a bespoke face to face (virtual or telephone at present) Pension, Investment ,Mortgage and Equity Release advisory service to clients across East Sussex, including Seaford, Lewes ,Newhaven ,Eastbourne, Uckfield, Lewes, Crowborough, Hastings, Tunbridge Wells, Brighton and Hove. Recommendations have led to gaining clients well beyond Sussex too.
The utmost care is taken to ensure our advice provides the best possible solution to meet your needs and objectives. Putting our clients at the heart of everything we do enables us to run a genuinely client-focused business. We love to help with pension, investment and equity release needs and feel we can add value and make a real difference to your outcome.
If you would prefer to have your savings, pensions, and investments, looked after by an independently run business that genuinely values principles and ethics, please do not hesitate to get in touch.
Where to find us
Head office address: Clifford Osborne Limited, Seaford, East Sussex, BN25 2AR
Minimum wealth (income/assets)
Minimum mortgage value
Choose an Unbiased exclusive special offer:
Online (Live chat, video, email)
Face to face
Your home may be repossessed if you do not keep up
repayments on your mortgage.